Ins tun cv cath wo subq prt/pm at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$897.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,980.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,176.37 with SUPERIOR vs $8,432.07 with Brookshire Brothers — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SUPERIOR Medicaid|STARPLUS $1,176.37 ↑ +31%
UNITED Medicaid|STARKIDS $1,176.37 ↑ +31%
TCHP Medicaid|All Plans $1,176.37 ↑ +31%
SUPERIOR Medicaid|All Other Plans $1,176.37 ↑ +31%
UNITED Medicaid|All Other Plans $1,176.37 ↑ +31%
UNITED Medicaid|CHIP $1,176.37 ↑ +31%
UNITED Medicaid|STAR $1,176.37 ↑ +31%
CIGNA HEALTHSPRING Medicaid|STARPLUS $1,199.90 ↑ +34%
Wellpoint Medicaid|STARPLUS $1,211.66 ↑ +35%
Wellpoint Medicaid|All Other Plans $1,211.66 ↑ +35%
BCBS Medicaid|All Plans $1,235.19 ↑ +38%
United Commercial|Exchange $1,363.00 ↑ +52%
United Commercial|All Other Plans $1,817.00 ↑ +103%
BCBS-TX Commercial|Blue Advantage HMO $1,829.04 ↑ +104%
SUPERIOR Medicaid|STAR $1,846.90 ↑ +106%
Wellpoint Medicaid|STAR $1,905.72 ↑ +112%
United Commercial|PPO $2,222.62 ↑ +148%
UNITED Medicaid|STARPLUS $2,623.31 ↑ +192%
Cigna Commercial|All Plans $2,957.00 ↑ +230%
CIGNA HEALTHSPRING Medicare|All Other Plans $2,975.08 ↑ +232%
BCBS Medicare|All Plans $2,975.08 ↑ +232%
AETNA Medicare|All Plans $2,975.08 ↑ +232%
UNITED Medicare|All Plans $2,975.08 ↑ +232%
HUMANA Medicare|All Plans $2,975.08 ↑ +232%
Humana Commercial|All Plans $2,982.99 ↑ +233%
CIGNA HEALTHSPRING Medicare|PPO $3,004.83 ↑ +235%
Wellpoint Medicare|All Plans $3,064.33 ↑ +242%
SCANHealth Medicare|All Plans $3,183.34 ↑ +255%
Aetna Commercial|All Plans $3,684.87 ↑ +311%
MD Save Commercial|All Plans $3,718.85 ↑ +315%
PHCS Commercial|All Plans $3,977.32 ↑ +343%
BCBS-TX Commercial|Blue Premier $4,073.78 ↑ +354%
Multiplan Commercial|All Plans $4,094.30 ↑ +356%
BCBS-TX Commercial|HMO $4,156.92 ↑ +363%
Wellpoint Commercial|Exchange $4,462.62 ↑ +398%
Angelina County Commercial|All Plans $4,497.10 ↑ +401%
BCBS-TX Commercial|PPO $4,572.61 ↑ +410%
Galaxy Commercial|All Plans $5,264.10 ↑ +487%
Entrust Commercial|All Plans $7,307.79 ↑ +715%
Brookshire Brothers Commercial|All Plans $8,432.07 ↑ +840%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins tun cv cath wo subq prt/pm at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,812.07 $1,118.22 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $5,078.21 $71.00 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $5,390.27 $71.00 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,812.07 $1,118.22 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $5,078.21 $85.00 – $7,896.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $5,078.21 $1,118.22 – $7,896.23
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $5,390.27 $71.00 – $8,085.40
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $4,812.07 $1,118.22 – $7,896.23

All Texas hospitals for this procedure →