Ins/rpl pm gen exist sgl lead at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$2,012.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,416.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,623.00 with Cigna vs $22,474.20 with Brookshire Brothers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $3,623.00 | ↑ +80% |
| United | Commercial|Exchange | $4,294.00 | ↑ +113% |
| BCBS-TX | Commercial|Blue Advantage HMO | $5,043.62 | ↑ +151% |
| United | Commercial|PPO | $5,098.20 | ↑ +153% |
| United | Commercial|All Other Plans | $5,725.00 | ↑ +184% |
| UNITED | Medicaid|STAR | $5,785.92 | ↑ +188% |
| UNITED | Medicaid|STARKIDS | $5,785.92 | ↑ +188% |
| SUPERIOR | Medicaid|All Other Plans | $5,785.92 | ↑ +188% |
| TCHP | Medicaid|All Plans | $5,785.92 | ↑ +188% |
| SUPERIOR | Medicaid|STARPLUS | $5,785.92 | ↑ +188% |
| UNITED | Medicaid|All Other Plans | $5,785.92 | ↑ +188% |
| UNITED | Medicaid|CHIP | $5,785.92 | ↑ +188% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $5,901.64 | ↑ +193% |
| Wellpoint | Medicaid|STARPLUS | $5,959.50 | ↑ +196% |
| Wellpoint | Medicaid|All Other Plans | $5,959.50 | ↑ +196% |
| BCBS | Medicaid|All Plans | $6,075.22 | ↑ +202% |
| Humana | Commercial|All Plans | $6,842.32 | ↑ +240% |
| AETNA | Medicare|All Plans | $7,822.62 | ↑ +289% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $7,822.62 | ↑ +289% |
| HUMANA | Medicare|All Plans | $7,822.62 | ↑ +289% |
| UNITED | Medicare|All Plans | $7,822.62 | ↑ +289% |
| BCBS | Medicare|All Plans | $7,822.62 | ↑ +289% |
| CIGNA HEALTHSPRING | Medicare|PPO | $7,900.85 | ↑ +293% |
| Wellpoint | Medicare|All Plans | $8,057.30 | ↑ +300% |
| SCANHealth | Medicare|All Plans | $8,370.20 | ↑ +316% |
| Aetna | Commercial|All Plans | $8,452.27 | ↑ +320% |
| SUPERIOR | Medicaid|STAR | $9,083.89 | ↑ +351% |
| PHCS | Commercial|All Plans | $9,123.09 | ↑ +353% |
| Wellpoint | Medicaid|STAR | $9,373.19 | ↑ +366% |
| Multiplan | Commercial|All Plans | $9,391.41 | ↑ +367% |
| MD Save | Commercial|All Plans | $9,778.27 | ↑ +386% |
| BCBS-TX | Commercial|Blue Premier | $11,233.52 | ↑ +458% |
| BCBS-TX | Commercial|HMO | $11,462.78 | ↑ +470% |
| Wellpoint | Commercial|Exchange | $11,733.93 | ↑ +483% |
| Angelina County | Commercial|All Plans | $11,986.24 | ↑ +496% |
| Galaxy | Commercial|All Plans | $12,074.67 | ↑ +500% |
| BCBS-TX | Commercial|PPO | $12,609.05 | ↑ +527% |
| UNITED | Medicaid|STARPLUS | $12,902.60 | ↑ +541% |
| Entrust | Commercial|All Plans | $19,477.64 | ↑ +868% |
| Brookshire Brothers | Commercial|All Plans | $22,474.20 | ↑ +1017% |
Visitor-reported prices
Comments
Ins/rpl pm gen exist sgl lead at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $10,687.75 | $2,763.00 – $21,045.99 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $7,336.78 | $1,510.15 – $21,045.99 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $11,030.18 | $5,499.92 – $21,045.99 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $10,687.75 | $2,763.00 – $21,045.99 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $7,336.78 | $2,763.00 – $21,045.99 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $7,336.78 | $2,763.00 – $21,045.99 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $11,030.18 | $2,763.00 – $21,045.99 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $10,687.75 | $2,763.00 – $21,045.99 |