Ins cath ren art 1st uni at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,016.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,776.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,355.20 with TCHP vs $8,432.07 with Brookshire Brothers — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
TCHP Medicaid|All Plans $1,355.20 ↑ +33%
United Commercial|Exchange $1,363.00 ↑ +34%
United Commercial|All Other Plans $1,817.00 ↑ +79%
BCBS-TX Commercial|Blue Advantage HMO $1,829.04 ↑ +80%
UNITED Medicaid|STARPLUS $2,266.58 ↑ +123%
United Commercial|PPO $2,574.88 ↑ +153%
CIGNA HEALTHSPRING Medicare|All Other Plans $2,975.08 ↑ +193%
AETNA Medicare|All Plans $2,975.08 ↑ +193%
UNITED Medicare|All Plans $2,975.08 ↑ +193%
HUMANA Medicare|All Plans $2,975.08 ↑ +193%
BCBS Medicare|All Plans $2,975.08 ↑ +193%
CIGNA HEALTHSPRING Medicare|PPO $3,004.83 ↑ +196%
Wellpoint Medicare|All Plans $3,064.33 ↑ +201%
SCANHealth Medicare|All Plans $3,183.34 ↑ +213%
Cigna Commercial|All Plans $3,326.00 ↑ +227%
Humana Commercial|All Plans $3,455.76 ↑ +240%
MD Save Commercial|All Plans $3,718.85 ↑ +266%
BCBS-TX Commercial|Blue Premier $4,073.78 ↑ +301%
BCBS-TX Commercial|HMO $4,156.92 ↑ +309%
Aetna Commercial|All Plans $4,268.88 ↑ +320%
Wellpoint Commercial|Exchange $4,462.62 ↑ +339%
Angelina County Commercial|All Plans $4,497.10 ↑ +342%
BCBS-TX Commercial|PPO $4,572.61 ↑ +350%
PHCS Commercial|All Plans $4,607.68 ↑ +353%
Multiplan Commercial|All Plans $4,743.20 ↑ +367%
Galaxy Commercial|All Plans $6,098.40 ↑ +500%
Entrust Commercial|All Plans $7,307.79 ↑ +619%
Brookshire Brothers Commercial|All Plans $8,432.07 ↑ +730%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins cath ren art 1st uni at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,879.64 $1,382.56 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,667.63 $71.00 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $7,640.49 $71.00 – $9,550.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,879.64 $1,301.24 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,667.63 $85.00 – $7,896.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $4,667.63 $2,411.61 – $7,896.23
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $7,640.49 $71.00 – $11,460.74
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $4,879.64 $1,301.24 – $7,896.23

All Texas hospitals for this procedure →