Immune complex assay at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$32.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$216.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.47 with UNITED vs $194.40 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED Medicaid|STARKIDS $20.47 ↓ -37%
SUPERIOR Medicaid|STARPLUS $20.47 ↓ -37%
SUPERIOR Medicaid|All Other Plans $20.47 ↓ -37%
UNITED Medicaid|All Other Plans $20.47 ↓ -37%
UNITED Medicaid|CHIP $20.47 ↓ -37%
UNITED Medicaid|STAR $20.47 ↓ -37%
TCHP Medicaid|All Plans $20.47 ↓ -37%
CIGNA HEALTHSPRING Medicaid|STARPLUS $20.88 ↓ -36%
Wellpoint Medicaid|All Other Plans $21.08 ↓ -35%
Wellpoint Medicaid|STARPLUS $21.08 ↓ -35%
BCBS Medicaid|All Plans $21.49 ↓ -34%
BCBS Medicare|All Plans $24.37 ↓ -25%
HUMANA Medicare|All Plans $24.37 ↓ -25%
AETNA Medicare|All Plans $24.37 ↓ -25%
UNITED Medicare|All Plans $24.37 ↓ -25%
CIGNA HEALTHSPRING Medicare|All Other Plans $24.37 ↓ -25%
CIGNA HEALTHSPRING Medicare|PPO $24.61 ↓ -24%
Wellpoint Medicare|All Plans $25.10 ↓ -23%
SCANHealth Medicare|All Plans $26.08 ↓ -20%
MD Save Commercial|All Plans $30.46 ↓ -6%
SUPERIOR Medicaid|STAR $32.14 ↓ -1%
Wellpoint Medicaid|STAR $33.16 ↑ +2%
Wellpoint Commercial|Exchange $36.56 ↑ +13%
Angelina County Commercial|All Plans $38.99 ↑ +20%
UNITED Medicaid|STARPLUS $45.65 ↑ +41%
BCBS-TX Commercial|Blue Advantage HMO $46.30 ↑ +43%
United Commercial|Exchange $54.00 ↑ +67%
Entrust Commercial|All Plans $63.36 ↑ +96%
United Commercial|All Other Plans $69.12 ↑ +113%
Brookshire Brothers Commercial|All Plans $73.11 ↑ +126%
BCBS-TX Commercial|Blue Premier $80.42 ↑ +148%
United Commercial|PPO $82.08 ↑ +153%
BCBS-TX Commercial|HMO $85.30 ↑ +163%
BCBS-TX Commercial|PPO $98.45 ↑ +204%
Cigna Commercial|All Plans $104.71 ↑ +223%
Humana Commercial|All Plans $110.16 ↑ +240%
Aetna Commercial|All Plans $136.08 ↑ +320%
PHCS Commercial|All Plans $146.88 ↑ +353%
Multiplan Commercial|All Plans $151.20 ↑ +367%
Galaxy Commercial|All Plans $194.40 ↑ +500%

Visitor-reported prices

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Immune complex assay at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $141.71 $10.00 – $155.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $174.76 $12.00 – $186.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $163.65 $12.00 – $155.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $141.71 $10.00 – $155.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $174.76 $12.00 – $186.06
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $174.76 $8.00 – $186.06
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $163.65 $12.00 – $186.06
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $141.71 $10.00 – $155.05

All Texas hospitals for this procedure →