Hepatobiliary system imaging at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$897.30

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,982.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$379.82 with BCBS vs $5,383.80 with Galaxy — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Medicare|All Plans $379.82 ↓ -58%
AETNA Medicare|All Plans $379.82 ↓ -58%
UNITED Medicare|All Plans $379.82 ↓ -58%
CIGNA HEALTHSPRING Medicare|All Other Plans $379.82 ↓ -58%
HUMANA Medicare|All Plans $379.82 ↓ -58%
CIGNA HEALTHSPRING Medicare|PPO $383.62 ↓ -57%
Wellpoint Medicare|All Plans $391.21 ↓ -56%
SCANHealth Medicare|All Plans $406.41 ↓ -55%
MD Save Commercial|All Plans $474.77 ↓ -47%
SUPERIOR Medicaid|STARPLUS $489.74 ↓ -45%
SUPERIOR Medicaid|All Other Plans $489.74 ↓ -45%
UNITED Medicaid|STAR $489.74 ↓ -45%
UNITED Medicaid|All Other Plans $489.74 ↓ -45%
TCHP Medicaid|All Plans $489.74 ↓ -45%
UNITED Medicaid|STARKIDS $489.74 ↓ -45%
UNITED Medicaid|CHIP $489.74 ↓ -45%
CIGNA HEALTHSPRING Medicaid|STARPLUS $499.53 ↓ -44%
Wellpoint Medicaid|STARPLUS $504.43 ↓ -44%
Wellpoint Medicaid|All Other Plans $504.43 ↓ -44%
BCBS Medicaid|All Plans $514.23 ↓ -43%
Wellpoint Commercial|Exchange $569.73 ↓ -37%
BCBS-TX Commercial|Blue Advantage HMO $574.55 ↓ -36%
Angelina County Commercial|All Plans $581.90 ↓ -35%
SUPERIOR Medicaid|STAR $768.89 ↓ -14%
BCBS-TX Commercial|Blue Premier $791.53 ↓ -12%
Wellpoint Medicaid|STAR $793.38 ↓ -12%
BCBS-TX Commercial|HMO $822.09 ↓ -8%
BCBS-TX Commercial|PPO $913.77 ↑ +2%
Entrust Commercial|All Plans $945.59 ↑ +5%
Brookshire Brothers Commercial|All Plans $1,091.07 ↑ +22%
UNITED Medicaid|STARPLUS $1,092.12 ↑ +22%
United Commercial|Exchange $1,495.50 ↑ +67%
United Commercial|All Other Plans $1,914.24 ↑ +113%
United Commercial|PPO $2,273.16 ↑ +153%
Humana Commercial|All Plans $3,050.82 ↑ +240%
Cigna Commercial|All Plans $3,170.46 ↑ +253%
Aetna Commercial|All Plans $3,768.66 ↑ +320%
PHCS Commercial|All Plans $4,067.76 ↑ +353%
Multiplan Commercial|All Plans $4,187.40 ↑ +367%
Galaxy Commercial|All Plans $5,383.80 ↑ +500%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hepatobiliary system imaging at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,760.38 $290.70 – $2,200.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,754.98 $361.23 – $2,632.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,754.98 $290.70 – $2,193.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,760.38 $290.70 – $2,200.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,754.98 $311.05 – $2,632.47
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,754.98 $290.70 – $2,632.47
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,754.98 $290.70 – $2,632.47
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,760.38 $290.70 – $2,200.48

All Texas hospitals for this procedure →