Gw stiffened micro access kit at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,231.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,206.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.24 with United vs $151.20 with Angelina County — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $10.24 ↓ -99%
United Commercial|All Other Plans $13.11 ↓ -99%
United Commercial|PPO $15.57 ↓ -99%
Humana Commercial|All Plans $20.89 ↓ -98%
Aetna Commercial|All Plans $25.80 ↓ -98%
PHCS Commercial|All Plans $27.85 ↓ -98%
Multiplan Commercial|All Plans $28.67 ↓ -98%
BCBS-TX Commercial|Blue Advantage HMO $35.44 ↓ -97%
Galaxy Commercial|All Plans $36.86 ↓ -97%
Cigna Commercial|All Plans $40.17 ↓ -97%
BCBS-TX Commercial|Blue Premier $49.62 ↓ -96%
BCBS-TX Commercial|HMO $51.98 ↓ -96%
BCBS-TX Commercial|PPO $56.70 ↓ -95%
Entrust Commercial|All Plans $106.32 ↓ -91%
Angelina County Commercial|All Plans $151.20 ↓ -88%

Visitor-reported prices

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Gw stiffened micro access kit at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $17,065.86 not published
St. Luke's Health - Patients Medical Center Pasadena $1,167.60 $0.01 – $1,071.53
Baylor St Luke's Medical Center Houston $27,486.80 $0.27 – $19,766.00
St. Joseph Health Madison Hospital Madisonville $3,784.55 $1.41 – $11.60
St. Luke's Health - Springwoods Village Hospital Spring $27,486.80 $0.27 – $40,285.00
St. Luke's Health - Sugar Land Hospital Sugar Land $27,486.80 $0.27 – $40,285.00
St. Joseph Health College Station Hospital College Station $3,784.55 $5.39 – $40.60
St. Luke's Health - Lakeside Hospital The Woodlands $27,486.80 $0.27 – $40,285.00

All Texas hospitals for this procedure →