Guid loc target vol rad tx at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$146.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$977.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$244.25 with United vs $879.30 with Galaxy — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $244.25 ↑ +67%
United Commercial|All Other Plans $312.64 ↑ +113%
BCBS-TX Commercial|Blue Advantage HMO $341.77 ↑ +133%
United Commercial|PPO $371.26 ↑ +153%
BCBS-TX Commercial|Blue Premier $434.87 ↑ +197%
BCBS-TX Commercial|HMO $460.79 ↑ +214%
Humana Commercial|All Plans $498.27 ↑ +240%
Cigna Commercial|All Plans $517.81 ↑ +253%
BCBS-TX Commercial|PPO $529.15 ↑ +261%
Aetna Commercial|All Plans $615.51 ↑ +320%
PHCS Commercial|All Plans $664.36 ↑ +353%
Multiplan Commercial|All Plans $683.90 ↑ +367%
Galaxy Commercial|All Plans $879.30 ↑ +500%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Guid loc target vol rad tx at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $620.91 $175.92 – $879.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $298.56 $61.45 – $447.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $290.03 $58.01 – $459.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $620.91 $113.14 – $879.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $298.56 $95.84 – $559.79
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $298.56 $154.26 – $447.84
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $290.03 $96.68 – $459.62
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $620.91 $165.58 – $879.62

All Texas hospitals for this procedure →