Great toe with reduction 28495 at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$118.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$790.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.91 with BCBS-TX vs $711.45 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $71.91 ↓ -39%
SUPERIOR Medicaid|All Other Plans $89.76 ↓ -24%
UNITED Medicaid|All Other Plans $89.76 ↓ -24%
UNITED Medicaid|CHIP $89.76 ↓ -24%
UNITED Medicaid|STAR $89.76 ↓ -24%
UNITED Medicaid|STARKIDS $89.76 ↓ -24%
TCHP Medicaid|All Plans $89.76 ↓ -24%
SUPERIOR Medicaid|STARPLUS $89.76 ↓ -24%
CIGNA HEALTHSPRING Medicaid|STARPLUS $91.56 ↓ -23%
Wellpoint Medicaid|STARPLUS $92.45 ↓ -22%
Wellpoint Medicaid|All Other Plans $92.45 ↓ -22%
BCBS Medicaid|All Plans $94.25 ↓ -21%
SUPERIOR Medicaid|STAR $140.92 ↑ +19%
Wellpoint Medicaid|STAR $145.41 ↑ +23%
United Commercial|Exchange $153.00 ↑ +29%
BCBS-TX Commercial|Blue Premier $160.17 ↑ +35%
BCBS-TX Commercial|HMO $163.44 ↑ +38%
BCBS-TX Commercial|PPO $179.78 ↑ +52%
UNITED Medicaid|STARPLUS $200.16 ↑ +69%
United Commercial|All Other Plans $204.00 ↑ +72%
AETNA Medicare|All Plans $226.74 ↑ +91%
UNITED Medicare|All Plans $226.74 ↑ +91%
HUMANA Medicare|All Plans $226.74 ↑ +91%
CIGNA HEALTHSPRING Medicare|All Other Plans $226.74 ↑ +91%
BCBS Medicare|All Plans $226.74 ↑ +91%
CIGNA HEALTHSPRING Medicare|PPO $229.01 ↑ +93%
Wellpoint Medicare|All Plans $233.54 ↑ +97%
SCANHealth Medicare|All Plans $242.61 ↑ +105%
MD Save Commercial|All Plans $283.43 ↑ +139%
Cigna Commercial|All Plans $289.00 ↑ +144%
United Commercial|PPO $300.39 ↑ +153%
Angelina County Commercial|All Plans $332.72 ↑ +181%
Wellpoint Commercial|Exchange $340.11 ↑ +187%
Humana Commercial|All Plans $403.16 ↑ +240%
Aetna Commercial|All Plans $498.02 ↑ +320%
PHCS Commercial|All Plans $537.54 ↑ +353%
Entrust Commercial|All Plans $540.67 ↑ +356%
Multiplan Commercial|All Plans $553.35 ↑ +367%
Brookshire Brothers Commercial|All Plans $623.85 ↑ +426%
Galaxy Commercial|All Plans $711.45 ↑ +500%

Visitor-reported prices

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Great toe with reduction 28495 at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $1,346.17 $136.20 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $605.99 $85.32 – $757.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $577.03 $71.00 – $865.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $560.99 $71.00 – $701.24
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $605.99 $85.32 – $757.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $577.03 $85.00 – $865.55
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $577.03 $85.32 – $865.55
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $560.99 $71.00 – $841.49

All Texas hospitals for this procedure →