Ghs excision ingrown nail at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$131.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$879.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$131.85 with UNITED vs $1,054.83 with Brookshire Brothers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED Medicaid|STARKIDS $131.85 ↑ +0%
SUPERIOR Medicaid|All Other Plans $131.85 ↑ +0%
SUPERIOR Medicaid|STARPLUS $131.85 ↑ +0%
UNITED Medicaid|All Other Plans $131.85 ↑ +0%
UNITED Medicaid|CHIP $131.85 ↑ +0%
UNITED Medicaid|STAR $131.85 ↑ +0%
CIGNA HEALTHSPRING Medicaid|STARPLUS $134.49 ↑ +2%
BCBS Medicaid|All Plans $138.45 ↑ +5%
United Commercial|Exchange $153.00 ↑ +16%
TCHP Medicaid|All Plans $175.80 ↑ +33%
United Commercial|All Other Plans $204.00 ↑ +55%
SUPERIOR Medicaid|STAR $207.01 ↑ +57%
BCBS-TX Commercial|Blue Advantage HMO $210.88 ↑ +60%
Cigna Commercial|All Plans $289.00 ↑ +119%
UNITED Medicaid|STARPLUS $294.03 ↑ +123%
United Commercial|PPO $334.02 ↑ +153%
HUMANA Medicare|All Plans $377.64 ↑ +186%
UNITED Medicare|All Plans $377.64 ↑ +186%
AETNA Medicare|All Plans $377.64 ↑ +186%
BCBS Medicare|All Plans $377.64 ↑ +186%
CIGNA HEALTHSPRING Medicare|All Other Plans $377.64 ↑ +186%
CIGNA HEALTHSPRING Medicare|PPO $381.42 ↑ +189%
Wellpoint Medicare|All Plans $388.97 ↑ +195%
SCANHealth Medicare|All Plans $404.07 ↑ +206%
Humana Commercial|All Plans $448.29 ↑ +240%
BCBS-TX Commercial|Blue Premier $469.68 ↑ +256%
MD Save Commercial|All Plans $472.05 ↑ +258%
BCBS-TX Commercial|HMO $479.27 ↑ +263%
BCBS-TX Commercial|PPO $527.19 ↑ +300%
Aetna Commercial|All Plans $553.77 ↑ +320%
Angelina County Commercial|All Plans $562.58 ↑ +327%
Wellpoint Commercial|Exchange $566.46 ↑ +330%
PHCS Commercial|All Plans $597.72 ↑ +353%
Multiplan Commercial|All Plans $615.30 ↑ +367%
Galaxy Commercial|All Plans $791.10 ↑ +500%
Entrust Commercial|All Plans $914.19 ↑ +593%
Brookshire Brothers Commercial|All Plans $1,054.83 ↑ +700%

Visitor-reported prices

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Ghs excision ingrown nail at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $810.79 $399.39 – $4,826.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $376.93 $71.00 – $987.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $376.93 $71.00 – $987.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $376.93 $85.00 – $987.79
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $376.93 $194.75 – $987.79
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $376.93 $71.00 – $987.79
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $376.93 $71.00 – $987.79
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $376.93 $71.00 – $987.79

All Texas hospitals for this procedure →