Fna bx w/ct gdn 1st les at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$820.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,472.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$203.43 with BCBS-TX vs $4,924.80 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $203.43 ↓ -75%
TCHP Medicaid|All Plans $271.00 ↓ -67%
Wellpoint Medicaid|STARPLUS $279.13 ↓ -66%
Wellpoint Medicaid|All Other Plans $279.13 ↓ -66%
United Commercial|Exchange $355.00 ↓ -57%
Wellpoint Medicaid|STAR $439.02 ↓ -47%
BCBS-TX Commercial|Blue Premier $453.10 ↓ -45%
BCBS-TX Commercial|HMO $462.35 ↓ -44%
United Commercial|All Other Plans $473.00 ↓ -42%
BCBS-TX Commercial|PPO $508.58 ↓ -38%
UNITED Medicaid|STARPLUS $604.33 ↓ -26%
BCBS Medicare|All Plans $665.05 ↓ -19%
AETNA Medicare|All Plans $665.05 ↓ -19%
UNITED Medicare|All Plans $665.05 ↓ -19%
HUMANA Medicare|All Plans $665.05 ↓ -19%
CIGNA HEALTHSPRING Medicare|All Other Plans $665.05 ↓ -19%
CIGNA HEALTHSPRING Medicare|PPO $671.70 ↓ -18%
Wellpoint Medicare|All Plans $685.00 ↓ -17%
SCANHealth Medicare|All Plans $711.60 ↓ -13%
MD Save Commercial|All Plans $831.31 ↑ +1%
Angelina County Commercial|All Plans $992.64 ↑ +21%
Wellpoint Commercial|Exchange $997.58 ↑ +22%
Entrust Commercial|All Plans $1,613.04 ↑ +97%
Brookshire Brothers Commercial|All Plans $1,861.20 ↑ +127%
Cigna Commercial|All Plans $2,016.00 ↑ +146%
United Commercial|PPO $2,079.36 ↑ +153%
Humana Commercial|All Plans $2,790.72 ↑ +240%
Aetna Commercial|All Plans $3,447.36 ↑ +320%
PHCS Commercial|All Plans $3,720.96 ↑ +353%
Multiplan Commercial|All Plans $3,830.40 ↑ +367%
Galaxy Commercial|All Plans $4,924.80 ↑ +500%

Visitor-reported prices

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Fna bx w/ct gdn 1st les at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,727.84 $257.60 – $2,159.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,158.23 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,212.98 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,727.84 $257.60 – $2,159.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,158.23 $85.00 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,158.23 $257.60 – $1,742.94
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,212.98 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,727.84 $257.60 – $2,159.80

All Texas hospitals for this procedure →