Fetal non stress test at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$113.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$759.12

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.60 with UNITED vs $617.40 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED Medicaid|STARKIDS $16.60 ↓ -85%
SUPERIOR Medicaid|STARPLUS $16.60 ↓ -85%
TCHP Medicaid|All Plans $16.60 ↓ -85%
UNITED Medicaid|All Other Plans $16.60 ↓ -85%
UNITED Medicaid|CHIP $16.60 ↓ -85%
UNITED Medicaid|STAR $16.60 ↓ -85%
SUPERIOR Medicaid|All Other Plans $16.60 ↓ -85%
CIGNA HEALTHSPRING Medicaid|STARPLUS $16.93 ↓ -85%
Wellpoint Medicaid|All Other Plans $17.10 ↓ -85%
Wellpoint Medicaid|STARPLUS $17.10 ↓ -85%
BCBS Medicaid|All Plans $17.43 ↓ -85%
SUPERIOR Medicaid|STAR $26.06 ↓ -77%
Wellpoint Medicaid|STAR $26.89 ↓ -76%
BCBS-TX Commercial|Blue Advantage HMO $35.61 ↓ -69%
UNITED Medicaid|STARPLUS $37.02 ↓ -67%
BCBS-TX Commercial|Blue Premier $61.84 ↓ -46%
BCBS-TX Commercial|HMO $65.59 ↓ -42%
BCBS-TX Commercial|PPO $75.71 ↓ -34%
United Commercial|Exchange $153.00 ↑ +34%
CIGNA HEALTHSPRING Medicare|All Other Plans $190.15 ↑ +67%
HUMANA Medicare|All Plans $190.15 ↑ +67%
UNITED Medicare|All Plans $190.15 ↑ +67%
AETNA Medicare|All Plans $190.15 ↑ +67%
BCBS Medicare|All Plans $190.15 ↑ +67%
CIGNA HEALTHSPRING Medicare|PPO $192.05 ↑ +69%
Wellpoint Medicare|All Plans $195.85 ↑ +72%
SCANHealth Medicare|All Plans $203.46 ↑ +79%
United Commercial|All Other Plans $204.00 ↑ +79%
MD Save Commercial|All Plans $237.69 ↑ +109%
United Commercial|PPO $260.68 ↑ +129%
Angelina County Commercial|All Plans $281.14 ↑ +147%
Wellpoint Commercial|Exchange $285.23 ↑ +150%
Humana Commercial|All Plans $349.86 ↑ +207%
Aetna Commercial|All Plans $432.18 ↑ +280%
Entrust Commercial|All Plans $456.85 ↑ +301%
PHCS Commercial|All Plans $466.48 ↑ +310%
Multiplan Commercial|All Plans $480.20 ↑ +322%
Cigna Commercial|All Plans $520.00 ↑ +357%
Brookshire Brothers Commercial|All Plans $527.13 ↑ +363%
Galaxy Commercial|All Plans $617.40 ↑ +442%

Visitor-reported prices

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Fetal non stress test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $557.85 $15.78 – $697.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $567.54 $16.88 – $851.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $497.73 $15.78 – $622.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $557.85 $15.78 – $697.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $567.54 $16.88 – $851.31
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $567.54 $15.78 – $851.31
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $497.73 $15.78 – $746.60
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $557.85 $15.78 – $697.31

All Texas hospitals for this procedure →