External chromosome analysis 20-25 cells at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$64.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$431.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$107.75 with United vs $625.17 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $107.75 | ↑ +67% |
| SUPERIOR | Medicaid|STARPLUS | $121.47 | ↑ +88% |
| SUPERIOR | Medicaid|All Other Plans | $121.47 | ↑ +88% |
| UNITED | Medicaid|All Other Plans | $121.47 | ↑ +88% |
| UNITED | Medicaid|CHIP | $121.47 | ↑ +88% |
| UNITED | Medicaid|STAR | $121.47 | ↑ +88% |
| TCHP | Medicaid|All Plans | $121.47 | ↑ +88% |
| UNITED | Medicaid|STARKIDS | $121.47 | ↑ +88% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $123.90 | ↑ +92% |
| Wellpoint | Medicaid|All Other Plans | $125.11 | ↑ +94% |
| Wellpoint | Medicaid|STARPLUS | $125.11 | ↑ +94% |
| BCBS | Medicaid|All Plans | $127.54 | ↑ +97% |
| United | Commercial|All Other Plans | $137.92 | ↑ +113% |
| UNITED | Medicare|All Plans | $144.61 | ↑ +124% |
| HUMANA | Medicare|All Plans | $144.61 | ↑ +124% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $144.61 | ↑ +124% |
| BCBS | Medicare|All Plans | $144.61 | ↑ +124% |
| AETNA | Medicare|All Plans | $144.61 | ↑ +124% |
| CIGNA HEALTHSPRING | Medicare|PPO | $146.06 | ↑ +126% |
| Wellpoint | Medicare|All Plans | $148.95 | ↑ +130% |
| SCANHealth | Medicare|All Plans | $154.73 | ↑ +139% |
| United | Commercial|PPO | $163.78 | ↑ +153% |
| MD Save | Commercial|All Plans | $180.76 | ↑ +180% |
| SUPERIOR | Medicaid|STAR | $190.71 | ↑ +195% |
| Wellpoint | Medicaid|STAR | $196.78 | ↑ +204% |
| Wellpoint | Commercial|Exchange | $216.92 | ↑ +236% |
| Humana | Commercial|All Plans | $219.81 | ↑ +240% |
| Angelina County | Commercial|All Plans | $231.38 | ↑ +258% |
| UNITED | Medicaid|STARPLUS | $270.88 | ↑ +319% |
| Aetna | Commercial|All Plans | $271.53 | ↑ +320% |
| BCBS-TX | Commercial|Blue Advantage HMO | $274.76 | ↑ +325% |
| PHCS | Commercial|All Plans | $293.08 | ↑ +353% |
| Multiplan | Commercial|All Plans | $301.70 | ↑ +367% |
| Entrust | Commercial|All Plans | $375.99 | ↑ +482% |
| Galaxy | Commercial|All Plans | $387.90 | ↑ +500% |
| BCBS-TX | Commercial|PPO | $431.00 | ↑ +567% |
| BCBS-TX | Commercial|Blue Premier | $431.00 | ↑ +567% |
| BCBS-TX | Commercial|HMO | $431.00 | ↑ +567% |
| Brookshire Brothers | Commercial|All Plans | $433.83 | ↑ +571% |
| Cigna | Commercial|All Plans | $625.17 | ↑ +867% |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $558.82 | $35.00 – $350.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $632.62 | $36.00 – $420.47 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $525.00 | $36.00 – $350.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $558.82 | $35.00 – $350.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $632.62 | $36.00 – $420.47 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $632.62 | $26.00 – $420.47 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $525.00 | $36.00 – $420.47 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $558.82 | $35.00 – $350.39 |