Electrophysiologic study at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$2,524.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,831.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.00 with Cigna vs $19,756.08 with Brookshire Brothers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $100.00 | ↓ -96% |
| TCHP | Medicaid|All Plans | $1,448.20 | ↓ -43% |
| UNITED | Medicaid|STARPLUS | $2,422.12 | ↓ -4% |
| United | Commercial|PPO | $2,751.58 | ↑ +9% |
| United | Commercial|Exchange | $2,907.00 | ↑ +15% |
| Humana | Commercial|All Plans | $3,692.91 | ↑ +46% |
| United | Commercial|All Other Plans | $3,876.00 | ↑ +54% |
| Aetna | Commercial|All Plans | $4,561.83 | ↑ +81% |
| PHCS | Commercial|All Plans | $4,923.88 | ↑ +95% |
| Multiplan | Commercial|All Plans | $5,068.70 | ↑ +101% |
| Galaxy | Commercial|All Plans | $6,516.90 | ↑ +158% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $7,172.42 | ↑ +184% |
| AETNA | Medicare|All Plans | $7,172.42 | ↑ +184% |
| UNITED | Medicare|All Plans | $7,172.42 | ↑ +184% |
| HUMANA | Medicare|All Plans | $7,172.42 | ↑ +184% |
| BCBS | Medicare|All Plans | $7,172.42 | ↑ +184% |
| BCBS-TX | Commercial|PPO | $7,241.00 | ↑ +187% |
| BCBS-TX | Commercial|HMO | $7,241.00 | ↑ +187% |
| BCBS-TX | Commercial|Blue Advantage HMO | $7,241.00 | ↑ +187% |
| BCBS-TX | Commercial|Blue Premier | $7,241.00 | ↑ +187% |
| CIGNA HEALTHSPRING | Medicare|PPO | $7,244.14 | ↑ +187% |
| Wellpoint | Medicare|All Plans | $7,387.59 | ↑ +193% |
| SCANHealth | Medicare|All Plans | $7,674.49 | ↑ +204% |
| MD Save | Commercial|All Plans | $8,965.52 | ↑ +255% |
| Angelina County | Commercial|All Plans | $10,536.58 | ↑ +317% |
| Wellpoint | Commercial|Exchange | $10,758.63 | ↑ +326% |
| Entrust | Commercial|All Plans | $17,121.94 | ↑ +578% |
| Brookshire Brothers | Commercial|All Plans | $19,756.08 | ↑ +682% |
Visitor-reported prices
Comments
Electrophysiologic study at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $8,760.47 | $2,482.13 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $6,067.85 | $1,248.97 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $6,371.24 | $1,274.25 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $8,760.47 | $2,336.12 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $6,067.85 | $1,947.78 – $18,500.61 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $6,067.85 | $3,135.06 – $18,500.61 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $6,371.24 | $2,123.75 – $18,500.61 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $8,760.47 | $2,336.12 – $18,500.61 |