Ecg external < 48 hours scanning analysis w/report at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$393.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,624.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.15 with HUMANA vs $1,700.10 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA Medicare|All Plans $56.15 ↓ -86%
AETNA Medicare|All Plans $56.15 ↓ -86%
UNITED Medicare|All Plans $56.15 ↓ -86%
BCBS Medicare|All Plans $56.15 ↓ -86%
CIGNA HEALTHSPRING Medicare|All Other Plans $56.15 ↓ -86%
CIGNA HEALTHSPRING Medicare|PPO $56.71 ↓ -86%
Wellpoint Medicare|All Plans $57.83 ↓ -85%
SCANHealth Medicare|All Plans $60.08 ↓ -85%
MD Save Commercial|All Plans $70.19 ↓ -82%
Wellpoint Commercial|Exchange $84.23 ↓ -79%
Angelina County Commercial|All Plans $86.30 ↓ -78%
Cigna Commercial|All Plans $100.00 ↓ -75%
Entrust Commercial|All Plans $140.24 ↓ -64%
Brookshire Brothers Commercial|All Plans $161.82 ↓ -59%
BCBS-TX Commercial|Blue Premier $233.32 ↓ -41%
BCBS-TX Commercial|Blue Advantage HMO $266.03 ↓ -32%
BCBS-TX Commercial|HMO $267.12 ↓ -32%
BCBS-TX Commercial|PPO $290.02 ↓ -26%
United Commercial|Exchange $472.25 ↑ +20%
United Commercial|All Other Plans $604.48 ↑ +54%
United Commercial|PPO $717.82 ↑ +82%
Humana Commercial|All Plans $963.39 ↑ +145%
Aetna Commercial|All Plans $1,190.07 ↑ +202%
PHCS Commercial|All Plans $1,284.52 ↑ +226%
Multiplan Commercial|All Plans $1,322.30 ↑ +236%
Galaxy Commercial|All Plans $1,700.10 ↑ +332%

Visitor-reported prices

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Ecg external < 48 hours scanning analysis w/report at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $763.92 $56.30 – $954.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $871.39 $151.53 – $1,307.09
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $657.76 $56.30 – $917.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $763.92 $56.30 – $954.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $871.39 $56.30 – $1,307.09
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $871.39 $151.53 – $1,307.09
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $657.76 $56.30 – $986.64
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $763.92 $56.30 – $954.90

All Texas hospitals for this procedure →