Cutter lead at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$905.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,038.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.00 with Cigna vs $3,175.88 with Angelina County — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $100.00 | ↓ -89% |
| United | Commercial|Exchange | $306.60 | ↓ -66% |
| United | Commercial|All Other Plans | $392.45 | ↓ -57% |
| United | Commercial|PPO | $466.04 | ↓ -49% |
| Humana | Commercial|All Plans | $625.47 | ↓ -31% |
| BCBS-TX | Commercial|Blue Advantage HMO | $744.35 | ↓ -18% |
| Aetna | Commercial|All Plans | $772.64 | ↓ -15% |
| PHCS | Commercial|All Plans | $833.96 | ↓ -8% |
| Multiplan | Commercial|All Plans | $858.48 | ↓ -5% |
| BCBS-TX | Commercial|Blue Premier | $1,042.09 | ↑ +15% |
| BCBS-TX | Commercial|HMO | $1,091.71 | ↑ +21% |
| Galaxy | Commercial|All Plans | $1,103.76 | ↑ +22% |
| BCBS-TX | Commercial|PPO | $1,190.96 | ↑ +31% |
| Entrust | Commercial|All Plans | $2,233.04 | ↑ +147% |
| Angelina County | Commercial|All Plans | $3,175.88 | ↑ +251% |
Visitor-reported prices
Comments
Cutter lead at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $17,876.25 | not published |
| St. Luke's Health - Patients Medical Center | Pasadena | $803.73 | $100.00 – $1,722.27 |
| Baylor St Luke's Medical Center | Houston | $6,829.20 | $29.49 – $5,096.00 |
| St. Joseph Health Madison Hospital | Madisonville | $2,205.00 | $32.75 – $404.60 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $6,829.20 | $29.49 – $5,096.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $6,829.20 | $29.49 – $5,096.00 |
| St. Joseph Health College Station Hospital | College Station | $2,205.00 | $125.93 – $1,416.10 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $6,829.20 | $29.49 – $5,096.00 |