Culture body fluid at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$71.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$475.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.24 with UNITED vs $37.38 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED | Medicaid|STARKIDS | $7.24 | ↓ -90% |
| UNITED | Medicaid|All Other Plans | $7.24 | ↓ -90% |
| UNITED | Medicaid|CHIP | $7.24 | ↓ -90% |
| SUPERIOR | Medicaid|All Other Plans | $7.24 | ↓ -90% |
| SUPERIOR | Medicaid|STARPLUS | $7.24 | ↓ -90% |
| UNITED | Medicaid|STAR | $7.24 | ↓ -90% |
| TCHP | Medicaid|All Plans | $7.24 | ↓ -90% |
| United | Commercial|Exchange | $7.25 | ↓ -90% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $7.38 | ↓ -90% |
| Wellpoint | Medicaid|STARPLUS | $7.46 | ↓ -90% |
| Wellpoint | Medicaid|All Other Plans | $7.46 | ↓ -90% |
| BCBS | Medicaid|All Plans | $7.60 | ↓ -89% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $8.62 | ↓ -88% |
| AETNA | Medicare|All Plans | $8.62 | ↓ -88% |
| UNITED | Medicare|All Plans | $8.62 | ↓ -88% |
| HUMANA | Medicare|All Plans | $8.62 | ↓ -88% |
| BCBS | Medicare|All Plans | $8.62 | ↓ -88% |
| CIGNA HEALTHSPRING | Medicare|PPO | $8.71 | ↓ -88% |
| Wellpoint | Medicare|All Plans | $8.88 | ↓ -88% |
| SCANHealth | Medicare|All Plans | $9.22 | ↓ -87% |
| United | Commercial|All Other Plans | $9.28 | ↓ -87% |
| MD Save | Commercial|All Plans | $10.77 | ↓ -85% |
| United | Commercial|PPO | $11.02 | ↓ -85% |
| SUPERIOR | Medicaid|STAR | $11.37 | ↓ -84% |
| Wellpoint | Medicaid|STAR | $11.73 | ↓ -84% |
| Wellpoint | Commercial|Exchange | $12.93 | ↓ -82% |
| Angelina County | Commercial|All Plans | $13.79 | ↓ -81% |
| Humana | Commercial|All Plans | $14.79 | ↓ -79% |
| UNITED | Medicaid|STARPLUS | $16.15 | ↓ -77% |
| BCBS-TX | Commercial|Blue Advantage HMO | $16.38 | ↓ -77% |
| Aetna | Commercial|All Plans | $18.27 | ↓ -74% |
| PHCS | Commercial|All Plans | $19.72 | ↓ -72% |
| Multiplan | Commercial|All Plans | $20.30 | ↓ -72% |
| Entrust | Commercial|All Plans | $22.41 | ↓ -69% |
| Brookshire Brothers | Commercial|All Plans | $25.86 | ↓ -64% |
| Galaxy | Commercial|All Plans | $26.10 | ↓ -63% |
| BCBS-TX | Commercial|Blue Premier | $28.45 | ↓ -60% |
| BCBS-TX | Commercial|HMO | $29.00 | ↓ -59% |
| BCBS-TX | Commercial|PPO | $29.00 | ↓ -59% |
| Cigna | Commercial|All Plans | $37.38 | ↓ -48% |
Visitor-reported prices
Comments
Culture body fluid at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $456.65 | $7.76 – $33.19 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $171.29 | $7.24 – $43.83 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $145.35 | $7.22 – $52.60 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $165.55 | $7.24 – $43.83 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $171.29 | $7.24 – $43.83 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $145.35 | $7.75 – $52.60 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $145.35 | $7.24 – $52.60 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $165.55 | $7.24 – $52.60 |