Contrast x-ray of wrist at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$206.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,374.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$322.75 with United vs $1,161.90 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $322.75 | ↑ +57% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $337.57 | ↑ +64% |
| UNITED | Medicare|All Plans | $337.57 | ↑ +64% |
| AETNA | Medicare|All Plans | $337.57 | ↑ +64% |
| BCBS | Medicare|All Plans | $337.57 | ↑ +64% |
| HUMANA | Medicare|All Plans | $337.57 | ↑ +64% |
| CIGNA HEALTHSPRING | Medicare|PPO | $340.95 | ↑ +65% |
| Wellpoint | Medicare|All Plans | $347.70 | ↑ +69% |
| SCANHealth | Medicare|All Plans | $361.20 | ↑ +75% |
| United | Commercial|All Other Plans | $413.12 | ↑ +100% |
| MD Save | Commercial|All Plans | $421.96 | ↑ +105% |
| UNITED | Medicaid|CHIP | $461.69 | ↑ +124% |
| UNITED | Medicaid|All Other Plans | $461.69 | ↑ +124% |
| SUPERIOR | Medicaid|STARPLUS | $461.69 | ↑ +124% |
| SUPERIOR | Medicaid|All Other Plans | $461.69 | ↑ +124% |
| UNITED | Medicaid|STAR | $461.69 | ↑ +124% |
| UNITED | Medicaid|STARKIDS | $461.69 | ↑ +124% |
| TCHP | Medicaid|All Plans | $464.22 | ↑ +125% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $470.92 | ↑ +128% |
| Wellpoint | Medicaid|STARPLUS | $478.15 | ↑ +132% |
| Wellpoint | Medicaid|All Other Plans | $478.15 | ↑ +132% |
| BCBS | Medicaid|All Plans | $484.77 | ↑ +135% |
| United | Commercial|PPO | $490.58 | ↑ +138% |
| Cigna | Commercial|All Plans | $496.36 | ↑ +141% |
| Wellpoint | Commercial|Exchange | $506.36 | ↑ +146% |
| Angelina County | Commercial|All Plans | $542.58 | ↑ +163% |
| Humana | Commercial|All Plans | $658.41 | ↑ +219% |
| BCBS-TX | Commercial|Blue Advantage HMO | $717.88 | ↑ +248% |
| SUPERIOR | Medicaid|STAR | $724.85 | ↑ +252% |
| Wellpoint | Medicaid|STAR | $752.04 | ↑ +265% |
| Aetna | Commercial|All Plans | $813.33 | ↑ +295% |
| PHCS | Commercial|All Plans | $877.88 | ↑ +326% |
| Entrust | Commercial|All Plans | $881.69 | ↑ +328% |
| Multiplan | Commercial|All Plans | $903.70 | ↑ +338% |
| BCBS-TX | Commercial|Blue Premier | $988.99 | ↑ +380% |
| Brookshire Brothers | Commercial|All Plans | $1,017.33 | ↑ +394% |
| BCBS-TX | Commercial|HMO | $1,027.18 | ↑ +398% |
| UNITED | Medicaid|STARPLUS | $1,029.57 | ↑ +400% |
| BCBS-TX | Commercial|PPO | $1,141.73 | ↑ +454% |
| Galaxy | Commercial|All Plans | $1,161.90 | ↑ +464% |
Visitor-reported prices
Comments
Contrast x-ray of wrist at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $495.58 | $135.33 – $952.69 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,109.48 | $228.37 – $1,664.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $989.23 | $135.33 – $1,236.54 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $495.58 | $135.33 – $952.69 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,109.48 | $144.80 – $1,664.23 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,109.48 | $135.33 – $1,664.23 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $989.23 | $135.33 – $1,483.85 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $495.58 | $135.33 – $952.69 |