Colposcopy/cervix/inc up/adjacent vag 57452 at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$40.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$273.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.73 with BCBS-TX vs $2,016.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $40.73 ↓ -1%
TCHP Medicaid|All Plans $59.70 ↑ +46%
SUPERIOR Medicaid|STARPLUS $59.70 ↑ +46%
UNITED Medicaid|All Other Plans $59.70 ↑ +46%
SUPERIOR Medicaid|All Other Plans $59.70 ↑ +46%
UNITED Medicaid|STAR $59.70 ↑ +46%
UNITED Medicaid|STARKIDS $59.70 ↑ +46%
UNITED Medicaid|CHIP $59.70 ↑ +46%
CIGNA HEALTHSPRING Medicaid|STARPLUS $60.89 ↑ +49%
Wellpoint Medicaid|All Other Plans $61.49 ↑ +50%
Wellpoint Medicaid|STARPLUS $61.49 ↑ +50%
BCBS Medicaid|All Plans $62.69 ↑ +53%
BCBS-TX Commercial|Blue Premier $90.71 ↑ +122%
BCBS-TX Commercial|HMO $92.57 ↑ +126%
SUPERIOR Medicaid|STAR $93.73 ↑ +129%
Wellpoint Medicaid|STAR $96.71 ↑ +136%
BCBS-TX Commercial|PPO $101.82 ↑ +149%
United Commercial|PPO $103.74 ↑ +153%
UNITED Medicaid|STARPLUS $133.13 ↑ +225%
Humana Commercial|All Plans $139.23 ↑ +240%
United Commercial|Exchange $153.00 ↑ +274%
Aetna Commercial|All Plans $171.99 ↑ +320%
PHCS Commercial|All Plans $185.64 ↑ +353%
AETNA Medicare|All Plans $190.15 ↑ +364%
CIGNA HEALTHSPRING Medicare|All Other Plans $190.15 ↑ +364%
BCBS Medicare|All Plans $190.15 ↑ +364%
HUMANA Medicare|All Plans $190.15 ↑ +364%
UNITED Medicare|All Plans $190.15 ↑ +364%
Multiplan Commercial|All Plans $191.10 ↑ +367%
CIGNA HEALTHSPRING Medicare|PPO $192.05 ↑ +369%
Wellpoint Medicare|All Plans $195.85 ↑ +378%
SCANHealth Medicare|All Plans $203.46 ↑ +397%
United Commercial|All Other Plans $204.00 ↑ +398%
MD Save Commercial|All Plans $237.69 ↑ +480%
Galaxy Commercial|All Plans $245.70 ↑ +500%
Angelina County Commercial|All Plans $281.14 ↑ +587%
Wellpoint Commercial|Exchange $285.23 ↑ +597%
Entrust Commercial|All Plans $456.85 ↑ +1016%
Brookshire Brothers Commercial|All Plans $527.13 ↑ +1187%
Cigna Commercial|All Plans $2,016.00 ↑ +4823%

Visitor-reported prices

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Colposcopy/cervix/inc up/adjacent vag 57452 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $139.80 $56.75 – $493.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $481.48 $28.78 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $481.48 $56.75 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $139.80 $56.75 – $493.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $481.48 $60.72 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $481.48 $56.75 – $493.64
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $481.48 $56.75 – $2,975.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $139.80 $56.75 – $493.64

All Texas hospitals for this procedure →