Closed tx metatarsophalangeal jnt disl without anes at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$126.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$842.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.83 with BCBS-TX vs $757.80 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $58.83 ↓ -53%
SUPERIOR Medicaid|All Other Plans $74.27 ↓ -41%
UNITED Medicaid|All Other Plans $74.27 ↓ -41%
UNITED Medicaid|CHIP $74.27 ↓ -41%
UNITED Medicaid|STAR $74.27 ↓ -41%
UNITED Medicaid|STARKIDS $74.27 ↓ -41%
TCHP Medicaid|All Plans $74.27 ↓ -41%
SUPERIOR Medicaid|STARPLUS $74.27 ↓ -41%
CIGNA HEALTHSPRING Medicaid|STARPLUS $75.76 ↓ -40%
Wellpoint Medicaid|All Other Plans $76.50 ↓ -39%
Wellpoint Medicaid|STARPLUS $76.50 ↓ -39%
BCBS Medicaid|All Plans $77.98 ↓ -38%
SUPERIOR Medicaid|STAR $116.60 ↓ -8%
Wellpoint Medicaid|STAR $120.32 ↓ -5%
BCBS-TX Commercial|Blue Premier $131.04 ↑ +4%
BCBS-TX Commercial|HMO $133.71 ↑ +6%
BCBS-TX Commercial|PPO $147.08 ↑ +16%
United Commercial|Exchange $153.00 ↑ +21%
UNITED Medicaid|STARPLUS $165.62 ↑ +31%
United Commercial|All Other Plans $204.00 ↑ +62%
CIGNA HEALTHSPRING Medicare|All Other Plans $226.74 ↑ +80%
UNITED Medicare|All Plans $226.74 ↑ +80%
BCBS Medicare|All Plans $226.74 ↑ +80%
AETNA Medicare|All Plans $226.74 ↑ +80%
HUMANA Medicare|All Plans $226.74 ↑ +80%
CIGNA HEALTHSPRING Medicare|PPO $229.01 ↑ +81%
Wellpoint Medicare|All Plans $233.54 ↑ +85%
SCANHealth Medicare|All Plans $242.61 ↑ +92%
MD Save Commercial|All Plans $283.43 ↑ +124%
Cigna Commercial|All Plans $289.00 ↑ +129%
United Commercial|PPO $319.96 ↑ +153%
Angelina County Commercial|All Plans $332.72 ↑ +163%
Wellpoint Commercial|Exchange $340.11 ↑ +169%
Humana Commercial|All Plans $429.42 ↑ +240%
Aetna Commercial|All Plans $530.46 ↑ +320%
Entrust Commercial|All Plans $540.67 ↑ +328%
PHCS Commercial|All Plans $572.56 ↑ +353%
Multiplan Commercial|All Plans $589.40 ↑ +367%
Brookshire Brothers Commercial|All Plans $623.85 ↑ +394%
Galaxy Commercial|All Plans $757.80 ↑ +500%

Visitor-reported prices

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Closed tx metatarsophalangeal jnt disl without anes at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $536.15 $70.60 – $670.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $480.32 $71.00 – $720.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $541.26 $70.60 – $676.58
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $536.15 $70.60 – $670.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $480.32 $75.54 – $720.48
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $480.32 $70.60 – $720.48
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $541.26 $70.60 – $811.89
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $536.15 $70.60 – $670.18

All Texas hospitals for this procedure →