Cauterization chemical granulation tissue at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$105.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$704.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$115.32 with BCBS-TX vs $633.60 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $115.32 ↑ +9%
TCHP Medicaid|All Plans $140.80 ↑ +33%
United Commercial|Exchange $153.00 ↑ +45%
HUMANA Medicare|All Plans $187.82 ↑ +78%
BCBS Medicare|All Plans $187.82 ↑ +78%
CIGNA HEALTHSPRING Medicare|All Other Plans $187.82 ↑ +78%
AETNA Medicare|All Plans $187.82 ↑ +78%
UNITED Medicare|All Plans $187.82 ↑ +78%
CIGNA HEALTHSPRING Medicare|PPO $189.70 ↑ +80%
Wellpoint Medicare|All Plans $193.45 ↑ +83%
SCANHealth Medicare|All Plans $200.97 ↑ +90%
United Commercial|All Other Plans $204.00 ↑ +93%
MD Save Commercial|All Plans $234.77 ↑ +122%
UNITED Medicaid|STARPLUS $235.49 ↑ +123%
BCBS-TX Commercial|Blue Premier $256.85 ↑ +143%
BCBS-TX Commercial|HMO $262.10 ↑ +148%
United Commercial|PPO $267.52 ↑ +153%
Wellpoint Commercial|Exchange $281.73 ↑ +167%
Angelina County Commercial|All Plans $282.46 ↑ +167%
BCBS-TX Commercial|PPO $288.30 ↑ +173%
Cigna Commercial|All Plans $289.00 ↑ +174%
Humana Commercial|All Plans $359.04 ↑ +240%
Aetna Commercial|All Plans $443.52 ↑ +320%
Entrust Commercial|All Plans $459.00 ↑ +335%
PHCS Commercial|All Plans $478.72 ↑ +353%
Multiplan Commercial|All Plans $492.80 ↑ +367%
Brookshire Brothers Commercial|All Plans $529.62 ↑ +402%
Galaxy Commercial|All Plans $633.60 ↑ +500%

Visitor-reported prices

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Cauterization chemical granulation tissue at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $942.01 $218.41 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $387.88 $109.90 – $495.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $478.55 $71.00 – $717.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $446.41 $71.00 – $558.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $387.88 $103.43 – $495.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $478.55 $85.00 – $717.83
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $478.55 $247.25 – $717.83
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $446.41 $71.00 – $669.62

All Texas hospitals for this procedure →