Cardiac rehabilitation op phase 2 without continous ecg monitoring at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$46.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$310.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.28 with BCBS-TX vs $349.56 with Brookshire Brothers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Premier $19.28 ↓ -59%
BCBS-TX Commercial|Blue Advantage HMO $21.98 ↓ -53%
BCBS-TX Commercial|HMO $22.07 ↓ -53%
BCBS-TX Commercial|PPO $23.97 ↓ -48%
United Commercial|Exchange $77.50 ↑ +67%
United Commercial|All Other Plans $99.20 ↑ +113%
Cigna Commercial|All Plans $100.00 ↑ +115%
United Commercial|PPO $117.80 ↑ +153%
BCBS Medicare|All Plans $119.01 ↑ +156%
AETNA Medicare|All Plans $119.01 ↑ +156%
UNITED Medicare|All Plans $119.01 ↑ +156%
HUMANA Medicare|All Plans $119.01 ↑ +156%
CIGNA HEALTHSPRING Medicare|All Other Plans $119.01 ↑ +156%
CIGNA HEALTHSPRING Medicare|PPO $120.20 ↑ +158%
Wellpoint Medicare|All Plans $122.58 ↑ +164%
SCANHealth Medicare|All Plans $127.34 ↑ +174%
MD Save Commercial|All Plans $148.76 ↑ +220%
Humana Commercial|All Plans $158.10 ↑ +240%
Wellpoint Commercial|Exchange $178.52 ↑ +284%
Angelina County Commercial|All Plans $186.43 ↑ +301%
Aetna Commercial|All Plans $195.30 ↑ +320%
PHCS Commercial|All Plans $210.80 ↑ +353%
Multiplan Commercial|All Plans $217.00 ↑ +367%
Galaxy Commercial|All Plans $279.00 ↑ +500%
Entrust Commercial|All Plans $302.95 ↑ +552%
Brookshire Brothers Commercial|All Plans $349.56 ↑ +652%

Visitor-reported prices

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Cardiac rehabilitation op phase 2 without continous ecg monitoring at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $208.75 $27.66 – $327.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $260.10 $27.21 – $390.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $216.93 $27.21 – $327.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $208.75 $21.08 – $327.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $260.10 $33.25 – $390.15
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $260.10 $134.38 – $390.15
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $216.93 $27.21 – $327.34
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $208.75 $27.66 – $327.34

All Texas hospitals for this procedure →