Cardiac MRI w/stress img at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$526.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,512.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$518.26 with BCBS vs $3,160.80 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Medicare|All Plans | $518.26 | ↓ -2% |
| AETNA | Medicare|All Plans | $518.26 | ↓ -2% |
| UNITED | Medicare|All Plans | $518.26 | ↓ -2% |
| HUMANA | Medicare|All Plans | $518.26 | ↓ -2% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $518.26 | ↓ -2% |
| CIGNA HEALTHSPRING | Medicare|PPO | $523.44 | ↓ -1% |
| Wellpoint | Medicare|All Plans | $533.81 | ↑ +1% |
| SCANHealth | Medicare|All Plans | $554.54 | ↑ +5% |
| TCHP | Medicaid|All Plans | $633.94 | ↑ +20% |
| MD Save | Commercial|All Plans | $647.83 | ↑ +23% |
| Wellpoint | Medicaid|STARPLUS | $652.96 | ↑ +24% |
| Wellpoint | Medicaid|All Other Plans | $652.96 | ↑ +24% |
| UNITED | Medicaid|All Other Plans | $662.29 | ↑ +26% |
| UNITED | Medicaid|STARKIDS | $662.29 | ↑ +26% |
| SUPERIOR | Medicaid|All Other Plans | $662.29 | ↑ +26% |
| UNITED | Medicaid|CHIP | $662.29 | ↑ +26% |
| SUPERIOR | Medicaid|STARPLUS | $662.29 | ↑ +26% |
| UNITED | Medicaid|STAR | $662.29 | ↑ +26% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $675.54 | ↑ +28% |
| BCBS | Medicaid|All Plans | $695.40 | ↑ +32% |
| Wellpoint | Commercial|Exchange | $777.39 | ↑ +48% |
| Angelina County | Commercial|All Plans | $778.34 | ↑ +48% |
| BCBS-TX | Commercial|Blue Advantage HMO | $905.37 | ↑ +72% |
| Wellpoint | Medicaid|STAR | $1,026.98 | ↑ +95% |
| SUPERIOR | Medicaid|STAR | $1,039.80 | ↑ +97% |
| United | Commercial|Exchange | $1,127.00 | ↑ +114% |
| BCBS-TX | Commercial|Blue Premier | $1,247.29 | ↑ +137% |
| Entrust | Commercial|All Plans | $1,264.80 | ↑ +140% |
| BCBS-TX | Commercial|HMO | $1,295.45 | ↑ +146% |
| United | Commercial|PPO | $1,334.56 | ↑ +153% |
| BCBS-TX | Commercial|PPO | $1,439.92 | ↑ +173% |
| United | Commercial|All Other Plans | $1,445.00 | ↑ +174% |
| Brookshire Brothers | Commercial|All Plans | $1,459.38 | ↑ +177% |
| UNITED | Medicaid|STARPLUS | $1,476.91 | ↑ +180% |
| Cigna | Commercial|All Plans | $1,654.00 | ↑ +214% |
| Humana | Commercial|All Plans | $1,791.12 | ↑ +240% |
| Aetna | Commercial|All Plans | $2,212.56 | ↑ +320% |
| PHCS | Commercial|All Plans | $2,388.16 | ↑ +353% |
| Multiplan | Commercial|All Plans | $2,458.40 | ↑ +367% |
| Galaxy | Commercial|All Plans | $3,160.80 | ↑ +500% |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,506.82 | $385.59 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,680.47 | $345.90 – $2,520.71 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,680.47 | $385.59 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,506.82 | $385.59 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,680.47 | $412.58 – $2,520.71 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,680.47 | $385.59 – $2,700.00 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $1,680.47 | $385.59 – $2,520.71 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,506.82 | $385.59 – $2,149.00 |