Calculi urinary-sendout at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$13.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.81 with UNITED vs $81.00 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED Medicaid|STARKIDS $10.81 ↓ -20%
SUPERIOR Medicaid|STARPLUS $10.81 ↓ -20%
SUPERIOR Medicaid|All Other Plans $10.81 ↓ -20%
UNITED Medicaid|All Other Plans $10.81 ↓ -20%
UNITED Medicaid|CHIP $10.81 ↓ -20%
UNITED Medicaid|STAR $10.81 ↓ -20%
TCHP Medicaid|All Plans $10.81 ↓ -20%
CIGNA HEALTHSPRING Medicaid|STARPLUS $11.03 ↓ -18%
Wellpoint Medicaid|All Other Plans $11.13 ↓ -18%
Wellpoint Medicaid|STARPLUS $11.13 ↓ -18%
BCBS Medicaid|All Plans $11.35 ↓ -16%
BCBS Medicare|All Plans $12.87 ↓ -5%
HUMANA Medicare|All Plans $12.87 ↓ -5%
AETNA Medicare|All Plans $12.87 ↓ -5%
UNITED Medicare|All Plans $12.87 ↓ -5%
CIGNA HEALTHSPRING Medicare|All Other Plans $12.87 ↓ -5%
CIGNA HEALTHSPRING Medicare|PPO $13.00 ↓ -4%
Wellpoint Medicare|All Plans $13.26 ↓ -2%
SCANHealth Medicare|All Plans $13.77 ↑ +2%
MD Save Commercial|All Plans $16.09 ↑ +19%
SUPERIOR Medicaid|STAR $16.97 ↑ +26%
Wellpoint Medicaid|STAR $17.51 ↑ +30%
Wellpoint Commercial|Exchange $19.31 ↑ +43%
Angelina County Commercial|All Plans $20.59 ↑ +53%
United Commercial|Exchange $22.50 ↑ +67%
UNITED Medicaid|STARPLUS $24.11 ↑ +79%
BCBS-TX Commercial|Blue Advantage HMO $24.45 ↑ +81%
United Commercial|All Other Plans $28.80 ↑ +113%
Entrust Commercial|All Plans $33.46 ↑ +148%
United Commercial|PPO $34.20 ↑ +153%
Brookshire Brothers Commercial|All Plans $38.61 ↑ +186%
BCBS-TX Commercial|Blue Premier $42.47 ↑ +215%
BCBS-TX Commercial|HMO $45.05 ↑ +234%
Humana Commercial|All Plans $45.90 ↑ +240%
BCBS-TX Commercial|PPO $51.99 ↑ +285%
Cigna Commercial|All Plans $55.36 ↑ +310%
Aetna Commercial|All Plans $56.70 ↑ +320%
PHCS Commercial|All Plans $61.20 ↑ +353%
Multiplan Commercial|All Plans $63.00 ↑ +367%
Galaxy Commercial|All Plans $81.00 ↑ +500%

Visitor-reported prices

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Calculi urinary-sendout at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $132.60 $10.00 – $165.75
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $68.05 $12.00 – $102.08
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $68.05 $10.81 – $85.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $132.60 $10.00 – $165.75
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $68.05 $11.57 – $102.08
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $68.05 $8.00 – $102.08
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $68.05 $10.81 – $102.08
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $132.60 $10.00 – $165.75

All Texas hospitals for this procedure →