Cadd pump refill at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$117.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$786.24

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.00 with Cigna vs $707.62 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $100.00 ↓ -15%
United Commercial|Exchange $196.56 ↑ +67%
AETNA Medicare|All Plans $199.15 ↑ +69%
UNITED Medicare|All Plans $199.15 ↑ +69%
BCBS Medicare|All Plans $199.15 ↑ +69%
HUMANA Medicare|All Plans $199.15 ↑ +69%
CIGNA HEALTHSPRING Medicare|All Other Plans $199.15 ↑ +69%
CIGNA HEALTHSPRING Medicare|PPO $201.14 ↑ +71%
Wellpoint Medicare|All Plans $205.12 ↑ +74%
SCANHealth Medicare|All Plans $213.09 ↑ +81%
MD Save Commercial|All Plans $248.94 ↑ +111%
United Commercial|All Other Plans $251.60 ↑ +113%
Wellpoint Commercial|Exchange $298.73 ↑ +153%
United Commercial|PPO $298.78 ↑ +153%
Angelina County Commercial|All Plans $302.40 ↑ +156%
BCBS-TX Commercial|Blue Premier $318.52 ↑ +170%
BCBS-TX Commercial|Blue Advantage HMO $363.17 ↑ +208%
BCBS-TX Commercial|HMO $364.66 ↑ +209%
BCBS-TX Commercial|PPO $395.91 ↑ +236%
Humana Commercial|All Plans $400.99 ↑ +240%
Entrust Commercial|All Plans $491.40 ↑ +317%
Aetna Commercial|All Plans $495.34 ↑ +320%
PHCS Commercial|All Plans $534.65 ↑ +353%
Multiplan Commercial|All Plans $550.37 ↑ +367%
Brookshire Brothers Commercial|All Plans $567.00 ↑ +381%
Galaxy Commercial|All Plans $707.62 ↑ +500%

Visitor-reported prices

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Cadd pump refill at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $386.60 $109.54 – $530.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $378.45 $77.90 – $801.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $396.74 $79.35 – $801.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $386.60 $103.09 – $801.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $378.45 $121.48 – $801.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $378.45 $195.53 – $567.67
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $396.74 $132.25 – $595.12
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $386.60 $103.09 – $530.97

All Texas hospitals for this procedure →