Bundle his recording at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$2,582.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17,218.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.00 with Cigna vs $19,756.08 with Brookshire Brothers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $100.00 | ↓ -96% |
| United | Commercial|Exchange | $761.00 | ↓ -71% |
| United | Commercial|All Other Plans | $1,014.00 | ↓ -61% |
| TCHP | Medicaid|All Plans | $3,366.38 | ↑ +30% |
| BCBS-TX | Commercial|Blue Advantage HMO | $3,884.57 | ↑ +50% |
| UNITED | Medicaid|STARPLUS | $5,630.28 | ↑ +118% |
| United | Commercial|PPO | $6,396.13 | ↑ +148% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $7,172.42 | ↑ +178% |
| AETNA | Medicare|All Plans | $7,172.42 | ↑ +178% |
| UNITED | Medicare|All Plans | $7,172.42 | ↑ +178% |
| HUMANA | Medicare|All Plans | $7,172.42 | ↑ +178% |
| BCBS | Medicare|All Plans | $7,172.42 | ↑ +178% |
| CIGNA HEALTHSPRING | Medicare|PPO | $7,244.14 | ↑ +180% |
| Wellpoint | Medicare|All Plans | $7,387.59 | ↑ +186% |
| SCANHealth | Medicare|All Plans | $7,674.49 | ↑ +197% |
| Humana | Commercial|All Plans | $8,584.27 | ↑ +232% |
| BCBS-TX | Commercial|Blue Premier | $8,651.99 | ↑ +235% |
| BCBS-TX | Commercial|HMO | $8,828.57 | ↑ +242% |
| MD Save | Commercial|All Plans | $8,965.52 | ↑ +247% |
| BCBS-TX | Commercial|PPO | $9,711.42 | ↑ +276% |
| Angelina County | Commercial|All Plans | $10,536.58 | ↑ +308% |
| Aetna | Commercial|All Plans | $10,604.10 | ↑ +311% |
| Wellpoint | Commercial|Exchange | $10,758.63 | ↑ +317% |
| PHCS | Commercial|All Plans | $11,445.70 | ↑ +343% |
| Multiplan | Commercial|All Plans | $11,782.33 | ↑ +356% |
| Galaxy | Commercial|All Plans | $15,148.71 | ↑ +487% |
| Entrust | Commercial|All Plans | $17,121.94 | ↑ +563% |
| Brookshire Brothers | Commercial|All Plans | $19,756.08 | ↑ +665% |
Visitor-reported prices
Comments
Bundle his recording at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $5,557.78 | $1,574.70 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,958.33 | $814.76 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $4,251.46 | $850.29 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $5,557.78 | $1,482.08 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,958.33 | $1,270.62 – $18,500.61 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,958.33 | $2,045.14 – $18,500.61 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $4,251.46 | $1,417.15 – $18,500.61 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $5,557.78 | $1,482.08 – $18,500.61 |