Brain MRA (blood vessel MRI, without contrast) at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$981.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,546.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$228.48 with HUMANA vs $5,891.19 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare|All Plans | $228.48 | ↓ -77% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $228.48 | ↓ -77% |
| UNITED | Medicare|All Plans | $228.48 | ↓ -77% |
| AETNA | Medicare|All Plans | $228.48 | ↓ -77% |
| BCBS | Medicare|All Plans | $228.48 | ↓ -77% |
| CIGNA HEALTHSPRING | Medicare|PPO | $230.76 | ↓ -76% |
| Wellpoint | Medicare|All Plans | $235.33 | ↓ -76% |
| SCANHealth | Medicare|All Plans | $244.47 | ↓ -75% |
| BCBS-TX | Commercial|Blue Advantage HMO | $268.00 | ↓ -73% |
| MD Save | Commercial|All Plans | $285.60 | ↓ -71% |
| UNITED | Medicaid|All Other Plans | $294.17 | ↓ -70% |
| SUPERIOR | Medicaid|STARPLUS | $294.17 | ↓ -70% |
| UNITED | Medicaid|STARKIDS | $294.17 | ↓ -70% |
| SUPERIOR | Medicaid|All Other Plans | $294.17 | ↓ -70% |
| UNITED | Medicaid|STAR | $294.17 | ↓ -70% |
| UNITED | Medicaid|CHIP | $294.17 | ↓ -70% |
| TCHP | Medicaid|All Plans | $294.24 | ↓ -70% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $300.05 | ↓ -69% |
| Wellpoint | Medicaid|STARPLUS | $303.07 | ↓ -69% |
| Wellpoint | Medicaid|All Other Plans | $303.07 | ↓ -69% |
| BCBS | Medicaid|All Plans | $308.88 | ↓ -69% |
| Wellpoint | Commercial|Exchange | $342.72 | ↓ -65% |
| Angelina County | Commercial|All Plans | $345.71 | ↓ -65% |
| SUPERIOR | Medicaid|STAR | $461.85 | ↓ -53% |
| Wellpoint | Medicaid|STAR | $476.67 | ↓ -51% |
| Entrust | Commercial|All Plans | $561.78 | ↓ -43% |
| Brookshire Brothers | Commercial|All Plans | $648.21 | ↓ -34% |
| UNITED | Medicaid|STARPLUS | $656.00 | ↓ -33% |
| BCBS-TX | Commercial|Blue Premier | $734.08 | ↓ -25% |
| BCBS-TX | Commercial|HMO | $771.36 | ↓ -21% |
| BCBS-TX | Commercial|PPO | $929.83 | ↓ -5% |
| United | Commercial|Exchange | $1,127.00 | ↑ +15% |
| United | Commercial|All Other Plans | $1,445.00 | ↑ +47% |
| Cigna | Commercial|All Plans | $1,654.00 | ↑ +68% |
| United | Commercial|PPO | $2,487.39 | ↑ +153% |
| Humana | Commercial|All Plans | $3,338.34 | ↑ +240% |
| Aetna | Commercial|All Plans | $4,123.83 | ↑ +320% |
| PHCS | Commercial|All Plans | $4,451.12 | ↑ +353% |
| Multiplan | Commercial|All Plans | $4,582.04 | ↑ +367% |
| Galaxy | Commercial|All Plans | $5,891.19 | ↑ +500% |
Visitor-reported prices
Comments
Brain MRA (blood vessel MRI, without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $3,908.13 | $1,085.97 – $1,085.97 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,674.86 | $222.20 – $3,343.57 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,268.08 | $314.76 – $3,402.13 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,485.31 | $222.20 – $3,106.64 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,674.86 | $222.20 – $3,343.57 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,268.08 | $227.71 – $3,402.13 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,268.08 | $222.20 – $3,402.13 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,485.31 | $222.20 – $3,727.97 |