Belt ostomy lg 34-65in at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$0.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1.01
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.26 with United vs $1.01 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $0.26 | ↑ +63% |
| United | Commercial|All Other Plans | $0.33 | ↑ +106% |
| United | Commercial|PPO | $0.39 | ↑ +144% |
| Humana | Commercial|All Plans | $0.52 | ↑ +225% |
| Aetna | Commercial|All Plans | $0.64 | ↑ +300% |
| PHCS | Commercial|All Plans | $0.69 | ↑ +331% |
| Multiplan | Commercial|All Plans | $0.71 | ↑ +344% |
| Galaxy | Commercial|All Plans | $0.91 | ↑ +469% |
| BCBS-TX | Commercial|PPO | $1.01 | ↑ +531% |
| BCBS-TX | Commercial|HMO | $1.01 | ↑ +531% |
| BCBS-TX | Commercial|Blue Advantage HMO | $1.01 | ↑ +531% |
| BCBS-TX | Commercial|Blue Premier | $1.01 | ↑ +531% |
| Cigna | Commercial|All Plans | $1.01 | ↑ +531% |
Visitor-reported prices
Comments
Belt ostomy lg 34-65in at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph Health Madison Hospital | Madisonville | $1.75 | $1.28 – $10.00 |
| St. Joseph Health College Station Hospital | College Station | $1.75 | $4.90 – $10.00 |
| St. Joseph Health Grimes Hospital | Navasota | $1.75 | $3.63 – $11.10 |
| St. Joseph Health Burleson Hospital | Caldwell | $1.75 | $2.20 – $10.00 |
| Ascension Providence | Waco | $21.51 | $8.86 – $9.89 |
| Dell Seton Medical Center at The University of Texas (Ascension Seton) | Austin | $15.93 | $7.83 – $9.49 |
| HCA HOUSTON MEDICAL CENTER | Houston | not published | $9.51 – $20.85 |
| Covenant Children's Hospital | Lubbock | not published | $9.10 – $9.10 |