Artery x-rays chest at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$1,306.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,712.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$463.26 with Cigna vs $8,533.38 with UNITED — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $463.26 | ↓ -65% |
| United | Commercial|Exchange | $2,047.25 | ↑ +57% |
| United | Commercial|All Other Plans | $2,620.48 | ↑ +101% |
| BCBS | Medicare|All Plans | $2,975.08 | ↑ +128% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $2,975.08 | ↑ +128% |
| UNITED | Medicare|All Plans | $2,975.08 | ↑ +128% |
| HUMANA | Medicare|All Plans | $2,975.08 | ↑ +128% |
| AETNA | Medicare|All Plans | $2,975.08 | ↑ +128% |
| CIGNA HEALTHSPRING | Medicare|PPO | $3,004.83 | ↑ +130% |
| Wellpoint | Medicare|All Plans | $3,064.33 | ↑ +134% |
| United | Commercial|PPO | $3,111.82 | ↑ +138% |
| SCANHealth | Medicare|All Plans | $3,183.34 | ↑ +144% |
| MD Save | Commercial|All Plans | $3,718.85 | ↑ +185% |
| TCHP | Medicaid|All Plans | $3,753.50 | ↑ +187% |
| UNITED | Medicaid|STARKIDS | $3,826.63 | ↑ +193% |
| SUPERIOR | Medicaid|STARPLUS | $3,826.63 | ↑ +193% |
| UNITED | Medicaid|STAR | $3,826.63 | ↑ +193% |
| UNITED | Medicaid|CHIP | $3,826.63 | ↑ +193% |
| UNITED | Medicaid|All Other Plans | $3,826.63 | ↑ +193% |
| SUPERIOR | Medicaid|All Other Plans | $3,826.63 | ↑ +193% |
| Wellpoint | Medicaid|STARPLUS | $3,866.11 | ↑ +196% |
| Wellpoint | Medicaid|All Other Plans | $3,866.11 | ↑ +196% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $3,903.16 | ↑ +199% |
| BCBS | Medicaid|All Plans | $4,017.96 | ↑ +207% |
| Humana | Commercial|All Plans | $4,176.39 | ↑ +220% |
| Wellpoint | Commercial|Exchange | $4,462.62 | ↑ +241% |
| Angelina County | Commercial|All Plans | $4,497.10 | ↑ +244% |
| Aetna | Commercial|All Plans | $5,159.07 | ↑ +295% |
| BCBS-TX | Commercial|Blue Advantage HMO | $5,210.01 | ↑ +299% |
| PHCS | Commercial|All Plans | $5,568.52 | ↑ +326% |
| Multiplan | Commercial|All Plans | $5,732.30 | ↑ +339% |
| SUPERIOR | Medicaid|STAR | $6,007.81 | ↑ +360% |
| Wellpoint | Medicaid|STAR | $6,080.67 | ↑ +365% |
| BCBS-TX | Commercial|Blue Premier | $7,177.62 | ↑ +449% |
| Entrust | Commercial|All Plans | $7,307.79 | ↑ +459% |
| Galaxy | Commercial|All Plans | $7,370.10 | ↑ +464% |
| BCBS-TX | Commercial|HMO | $7,454.74 | ↑ +470% |
| BCBS-TX | Commercial|PPO | $8,189.00 | ↑ +527% |
| Brookshire Brothers | Commercial|All Plans | $8,432.07 | ↑ +545% |
| UNITED | Medicaid|STARPLUS | $8,533.38 | ↑ +553% |
Visitor-reported prices
Comments
Artery x-rays chest at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,629.33 | $165.40 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,498.28 | $514.23 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,943.48 | $165.40 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,629.33 | $165.40 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,498.28 | $176.98 – $7,896.23 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,498.28 | $165.40 – $7,896.23 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $1,943.48 | $165.40 – $7,896.23 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,629.33 | $165.40 – $7,896.23 |