Apply intrcav radiat simple at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$458.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,057.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$546.78 with AETNA vs $2,751.30 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA Medicare|All Plans $546.78 ↑ +19%
UNITED Medicare|All Plans $546.78 ↑ +19%
HUMANA Medicare|All Plans $546.78 ↑ +19%
CIGNA HEALTHSPRING Medicare|All Other Plans $546.78 ↑ +19%
BCBS Medicare|All Plans $546.78 ↑ +19%
CIGNA HEALTHSPRING Medicare|PPO $552.25 ↑ +20%
Wellpoint Medicare|All Plans $563.18 ↑ +23%
BCBS-TX Commercial|Blue Advantage HMO $583.19 ↑ +27%
SCANHealth Medicare|All Plans $585.05 ↑ +28%
MD Save Commercial|All Plans $683.47 ↑ +49%
BCBS-TX Commercial|Blue Premier $742.06 ↑ +62%
United Commercial|Exchange $764.25 ↑ +67%
BCBS-TX Commercial|HMO $786.30 ↑ +71%
Wellpoint Commercial|Exchange $820.17 ↑ +79%
Angelina County Commercial|All Plans $830.51 ↑ +81%
BCBS-TX Commercial|PPO $902.94 ↑ +97%
United Commercial|All Other Plans $978.24 ↑ +113%
United Commercial|PPO $1,161.66 ↑ +153%
Entrust Commercial|All Plans $1,349.58 ↑ +194%
Brookshire Brothers Commercial|All Plans $1,557.21 ↑ +240%
Humana Commercial|All Plans $1,559.07 ↑ +240%
Cigna Commercial|All Plans $1,620.21 ↑ +253%
Aetna Commercial|All Plans $1,925.91 ↑ +320%
PHCS Commercial|All Plans $2,078.76 ↑ +353%
Multiplan Commercial|All Plans $2,139.90 ↑ +367%
Galaxy Commercial|All Plans $2,751.30 ↑ +500%

Visitor-reported prices

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Apply intrcav radiat simple at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $7,013.06 $774.24 – $774.24
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $796.97 $225.81 – $1,458.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,203.12 $247.64 – $1,804.68
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,269.97 $253.99 – $1,587.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $796.97 $193.06 – $1,458.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,203.12 $386.20 – $1,804.68
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,203.12 $621.61 – $1,804.68
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,269.97 $423.32 – $1,904.95

All Texas hospitals for this procedure →