App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$3,135.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$20,905.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$745.88 with TCHP vs $18,814.50 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| TCHP | Medicaid|All Plans | $745.88 | ↓ -76% |
| United | Commercial|Exchange | $761.00 | ↓ -76% |
| Wellpoint | Medicaid|All Other Plans | $768.26 | ↓ -75% |
| Wellpoint | Medicaid|STARPLUS | $768.26 | ↓ -75% |
| UNITED | Medicaid|STARKIDS | $825.68 | ↓ -74% |
| SUPERIOR | Medicaid|STARPLUS | $825.68 | ↓ -74% |
| UNITED | Medicaid|STAR | $825.68 | ↓ -74% |
| UNITED | Medicaid|All Other Plans | $825.68 | ↓ -74% |
| UNITED | Medicaid|CHIP | $825.68 | ↓ -74% |
| SUPERIOR | Medicaid|All Other Plans | $825.68 | ↓ -74% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $842.19 | ↓ -73% |
| BCBS | Medicaid|All Plans | $866.96 | ↓ -72% |
| United | Commercial|All Other Plans | $1,014.00 | ↓ -68% |
| BCBS-TX | Commercial|Blue Advantage HMO | $1,071.01 | ↓ -66% |
| Wellpoint | Medicaid|STAR | $1,208.33 | ↓ -61% |
| UNITED | Medicaid|STARPLUS | $1,663.31 | ↓ -47% |
| BCBS | Medicare|All Plans | $1,729.02 | ↓ -45% |
| HUMANA | Medicare|All Plans | $1,729.02 | ↓ -45% |
| UNITED | Medicare|All Plans | $1,729.02 | ↓ -45% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $1,729.02 | ↓ -45% |
| AETNA | Medicare|All Plans | $1,729.02 | ↓ -45% |
| CIGNA HEALTHSPRING | Medicare|PPO | $1,746.31 | ↓ -44% |
| Wellpoint | Medicare|All Plans | $1,780.89 | ↓ -43% |
| SCANHealth | Medicare|All Plans | $1,850.05 | ↓ -41% |
| Cigna | Commercial|All Plans | $2,016.00 | ↓ -36% |
| MD Save | Commercial|All Plans | $2,161.28 | ↓ -31% |
| BCBS-TX | Commercial|Blue Premier | $2,385.43 | ↓ -24% |
| BCBS-TX | Commercial|HMO | $2,434.11 | ↓ -22% |
| Angelina County | Commercial|All Plans | $2,572.88 | ↓ -18% |
| Wellpoint | Commercial|Exchange | $2,593.53 | ↓ -17% |
| BCBS-TX | Commercial|PPO | $2,677.52 | ↓ -15% |
| Entrust | Commercial|All Plans | $4,180.93 | ↑ +33% |
| Brookshire Brothers | Commercial|All Plans | $4,824.15 | ↑ +54% |
| United | Commercial|PPO | $7,943.90 | ↑ +153% |
| Humana | Commercial|All Plans | $10,661.55 | ↑ +240% |
| Aetna | Commercial|All Plans | $13,170.15 | ↑ +320% |
| PHCS | Commercial|All Plans | $14,215.40 | ↑ +353% |
| Multiplan | Commercial|All Plans | $14,633.50 | ↑ +367% |
| Galaxy | Commercial|All Plans | $18,814.50 | ↑ +500% |
Visitor-reported prices
Comments
App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,078.20 | $784.87 – $4,517.58 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,730.00 | $71.00 – $4,517.58 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,843.38 | $71.00 – $4,517.58 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,078.20 | $784.87 – $4,517.58 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,730.00 | $85.00 – $4,517.58 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,730.00 | $784.87 – $4,517.58 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $1,843.38 | $71.00 – $4,517.58 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $2,078.20 | $784.87 – $4,517.58 |