Ankle X-ray at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$264.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,762.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$83.23 with BCBS vs $1,554.30 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Medicare|All Plans | $83.23 | ↓ -69% |
| AETNA | Medicare|All Plans | $83.23 | ↓ -69% |
| UNITED | Medicare|All Plans | $83.23 | ↓ -69% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $83.23 | ↓ -69% |
| HUMANA | Medicare|All Plans | $83.23 | ↓ -69% |
| CIGNA HEALTHSPRING | Medicare|PPO | $84.06 | ↓ -68% |
| Wellpoint | Medicare|All Plans | $85.73 | ↓ -68% |
| SCANHealth | Medicare|All Plans | $89.06 | ↓ -66% |
| MD Save | Commercial|All Plans | $104.04 | ↓ -61% |
| SUPERIOR | Medicaid|All Other Plans | $109.09 | ↓ -59% |
| UNITED | Medicaid|All Other Plans | $109.09 | ↓ -59% |
| SUPERIOR | Medicaid|STARPLUS | $109.09 | ↓ -59% |
| UNITED | Medicaid|CHIP | $109.09 | ↓ -59% |
| UNITED | Medicaid|STARKIDS | $109.09 | ↓ -59% |
| UNITED | Medicaid|STAR | $109.09 | ↓ -59% |
| TCHP | Medicaid|All Plans | $109.47 | ↓ -59% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $111.27 | ↓ -58% |
| Wellpoint | Medicaid|STARPLUS | $112.75 | ↓ -57% |
| Wellpoint | Medicaid|All Other Plans | $112.75 | ↓ -57% |
| BCBS | Medicaid|All Plans | $114.54 | ↓ -57% |
| Wellpoint | Commercial|Exchange | $124.85 | ↓ -53% |
| Cigna | Commercial|All Plans | $126.92 | ↓ -52% |
| Angelina County | Commercial|All Plans | $128.21 | ↓ -51% |
| BCBS-TX | Commercial|Blue Advantage HMO | $150.04 | ↓ -43% |
| SUPERIOR | Medicaid|STAR | $171.27 | ↓ -35% |
| Wellpoint | Medicaid|STAR | $177.34 | ↓ -33% |
| BCBS-TX | Commercial|Blue Premier | $206.71 | ↓ -22% |
| Entrust | Commercial|All Plans | $208.34 | ↓ -21% |
| BCBS-TX | Commercial|HMO | $214.69 | ↓ -19% |
| BCBS-TX | Commercial|PPO | $238.63 | ↓ -10% |
| Brookshire Brothers | Commercial|All Plans | $240.39 | ↓ -9% |
| UNITED | Medicaid|STARPLUS | $243.27 | ↓ -8% |
| United | Commercial|Exchange | $431.75 | ↑ +63% |
| United | Commercial|All Other Plans | $552.64 | ↑ +109% |
| United | Commercial|PPO | $656.26 | ↑ +148% |
| Humana | Commercial|All Plans | $880.77 | ↑ +233% |
| Aetna | Commercial|All Plans | $1,088.01 | ↑ +312% |
| PHCS | Commercial|All Plans | $1,174.36 | ↑ +344% |
| Multiplan | Commercial|All Plans | $1,208.90 | ↑ +357% |
| Galaxy | Commercial|All Plans | $1,554.30 | ↑ +488% |
Visitor-reported prices
Comments
Ankle X-ray at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $663.23 | $307.27 – $307.27 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $296.24 | $36.75 – $370.31 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $325.59 | $67.02 – $488.38 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $356.32 | $36.75 – $445.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $296.24 | $36.75 – $370.31 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $325.59 | $39.32 – $488.38 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $325.59 | $36.75 – $488.38 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $356.32 | $36.75 – $534.47 |