An cholangiogram percutaneous compl at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$1,523.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,154.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,363.00 with United vs $9,152.10 with Brookshire Brothers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $1,363.00 | ↓ -11% |
| United | Commercial|All Other Plans | $1,817.00 | ↑ +19% |
| Cigna | Commercial|All Plans | $2,016.00 | ↑ +32% |
| TCHP | Medicaid|All Plans | $2,030.80 | ↑ +33% |
| BCBS-TX | Commercial|Blue Advantage HMO | $2,052.16 | ↑ +35% |
| HUMANA | Medicare|All Plans | $3,335.74 | ↑ +119% |
| AETNA | Medicare|All Plans | $3,335.74 | ↑ +119% |
| UNITED | Medicare|All Plans | $3,335.74 | ↑ +119% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $3,335.74 | ↑ +119% |
| BCBS | Medicare|All Plans | $3,335.74 | ↑ +119% |
| CIGNA HEALTHSPRING | Medicare|PPO | $3,369.10 | ↑ +121% |
| UNITED | Medicaid|STARPLUS | $3,396.52 | ↑ +123% |
| Wellpoint | Medicare|All Plans | $3,435.81 | ↑ +126% |
| SCANHealth | Medicare|All Plans | $3,569.24 | ↑ +134% |
| United | Commercial|PPO | $3,858.52 | ↑ +153% |
| MD Save | Commercial|All Plans | $4,169.67 | ↑ +174% |
| BCBS-TX | Commercial|Blue Premier | $4,570.73 | ↑ +200% |
| BCBS-TX | Commercial|HMO | $4,664.01 | ↑ +206% |
| Angelina County | Commercial|All Plans | $4,881.12 | ↑ +220% |
| Wellpoint | Commercial|Exchange | $5,003.61 | ↑ +229% |
| BCBS-TX | Commercial|PPO | $5,130.41 | ↑ +237% |
| Humana | Commercial|All Plans | $5,178.54 | ↑ +240% |
| Aetna | Commercial|All Plans | $6,397.02 | ↑ +320% |
| PHCS | Commercial|All Plans | $6,904.72 | ↑ +353% |
| Multiplan | Commercial|All Plans | $7,107.80 | ↑ +367% |
| Entrust | Commercial|All Plans | $7,931.82 | ↑ +421% |
| Galaxy | Commercial|All Plans | $9,138.60 | ↑ +500% |
| Brookshire Brothers | Commercial|All Plans | $9,152.10 | ↑ +501% |
Visitor-reported prices
Comments
An cholangiogram percutaneous compl at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,417.63 | $684.99 – $8,570.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,285.88 | $71.00 – $8,570.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,987.17 | $71.00 – $8,570.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,417.63 | $644.70 – $8,570.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,285.88 | $85.00 – $8,570.48 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,285.88 | $1,697.70 – $8,570.48 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,987.17 | $71.00 – $8,570.48 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $2,417.63 | $644.70 – $8,570.48 |