Albumin (microalbumin) 24 hour urine quantitative at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$41.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$279.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.86 with SUPERIOR vs $25.41 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SUPERIOR Medicaid|STARPLUS $4.86 ↓ -88%
TCHP Medicaid|All Plans $4.86 ↓ -88%
UNITED Medicaid|STARKIDS $4.86 ↓ -88%
SUPERIOR Medicaid|All Other Plans $4.86 ↓ -88%
UNITED Medicaid|All Other Plans $4.86 ↓ -88%
UNITED Medicaid|CHIP $4.86 ↓ -88%
UNITED Medicaid|STAR $4.86 ↓ -88%
CIGNA HEALTHSPRING Medicaid|STARPLUS $4.96 ↓ -88%
Wellpoint Medicaid|STARPLUS $5.01 ↓ -88%
Wellpoint Medicaid|All Other Plans $5.01 ↓ -88%
BCBS Medicaid|All Plans $5.10 ↓ -88%
United Commercial|Exchange $5.75 ↓ -86%
HUMANA Medicare|All Plans $5.78 ↓ -86%
AETNA Medicare|All Plans $5.78 ↓ -86%
UNITED Medicare|All Plans $5.78 ↓ -86%
BCBS Medicare|All Plans $5.78 ↓ -86%
CIGNA HEALTHSPRING Medicare|All Other Plans $5.78 ↓ -86%
CIGNA HEALTHSPRING Medicare|PPO $5.84 ↓ -86%
Wellpoint Medicare|All Plans $5.95 ↓ -86%
SCANHealth Medicare|All Plans $6.18 ↓ -85%
MD Save Commercial|All Plans $7.23 ↓ -83%
United Commercial|All Other Plans $7.36 ↓ -82%
SUPERIOR Medicaid|STAR $7.63 ↓ -82%
Wellpoint Medicaid|STAR $7.87 ↓ -81%
Wellpoint Commercial|Exchange $8.67 ↓ -79%
United Commercial|PPO $8.74 ↓ -79%
Angelina County Commercial|All Plans $9.25 ↓ -78%
UNITED Medicaid|STARPLUS $10.84 ↓ -74%
BCBS-TX Commercial|Blue Advantage HMO $10.98 ↓ -74%
Humana Commercial|All Plans $11.73 ↓ -72%
Aetna Commercial|All Plans $14.49 ↓ -65%
Entrust Commercial|All Plans $15.03 ↓ -64%
PHCS Commercial|All Plans $15.64 ↓ -63%
Multiplan Commercial|All Plans $16.10 ↓ -62%
Brookshire Brothers Commercial|All Plans $17.34 ↓ -59%
BCBS-TX Commercial|Blue Premier $19.07 ↓ -54%
BCBS-TX Commercial|HMO $20.23 ↓ -52%
Galaxy Commercial|All Plans $20.70 ↓ -51%
BCBS-TX Commercial|PPO $23.00 ↓ -45%
Cigna Commercial|All Plans $25.41 ↓ -39%

Visitor-reported prices

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Albumin (microalbumin) 24 hour urine quantitative at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $223.41 $5.20 – $22.25
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $92.09 $4.05 – $13.87
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $79.98 $1.39 – $13.87
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $77.51 $4.86 – $13.87
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $92.09 $4.86 – $13.87
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $79.98 $5.20 – $13.87
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $79.98 $4.86 – $13.87
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $77.51 $4.86 – $13.87

All Texas hospitals for this procedure →