Albumin (human), 5%, 250 ml at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$8.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.46 with Cigna vs $147.36 with Brookshire Brothers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $5.46 ↓ -38%
United Commercial|PPO $14.81 ↑ +68%
Entrust Commercial|All Plans $17.53 ↑ +99%
Humana Commercial|All Plans $19.87 ↑ +126%
Aetna Commercial|All Plans $24.54 ↑ +179%
Angelina County Commercial|All Plans $24.93 ↑ +184%
PHCS Commercial|All Plans $26.49 ↑ +201%
Multiplan Commercial|All Plans $27.27 ↑ +210%
Galaxy Commercial|All Plans $35.06 ↑ +299%
BCBS-TX Commercial|Blue Premier $38.95 ↑ +343%
BCBS-TX Commercial|Blue Advantage HMO $38.95 ↑ +343%
BCBS-TX Commercial|HMO $38.95 ↑ +343%
BCBS-TX Commercial|PPO $38.95 ↑ +343%
United Commercial|All Other Plans $47.77 ↑ +443%
CIGNA HEALTHSPRING Medicare|All Other Plans $50.17 ↑ +471%
AETNA Medicare|All Plans $50.17 ↑ +471%
UNITED Medicare|All Plans $50.17 ↑ +471%
HUMANA Medicare|All Plans $50.17 ↑ +471%
BCBS Medicare|All Plans $50.17 ↑ +471%
CIGNA HEALTHSPRING Medicare|PPO $50.67 ↑ +476%
Wellpoint Medicare|All Plans $51.68 ↑ +488%
United Commercial|Exchange $53.08 ↑ +504%
SCANHealth Medicare|All Plans $53.68 ↑ +511%
MD Save Commercial|All Plans $62.71 ↑ +613%
Wellpoint Commercial|Exchange $75.26 ↑ +756%
Brookshire Brothers Commercial|All Plans $147.36 ↑ +1576%

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $1,229.57 $239.51 – $4,826.69
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $145.15 $52.45 – $510.86
HCA HOUSTON CONROE CONROE $2,717.27 $52.45 – $510.86
HCA HOUSTON KINGWOOD HUMBLE $1,587.43 $52.45 – $510.86
St. Joseph Health Madison Hospital Madisonville $18.20 $4.21 – $33.00
HCA HOUSTON PEARLAND Pearland $2,269.56 $52.45 – $510.86
St. Joseph Health College Station Hospital College Station $18.20 $5.61 – $33.00
St. Luke's Health - Brazosport Hospital Lake Jackson $97.92 $41.97 – $181.84

All Texas hospitals for this procedure →