Abdominal CT scan (without contrast) at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$840.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,606.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.51 with HUMANA vs $5,045.40 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare|All Plans | $100.51 | ↓ -88% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $100.51 | ↓ -88% |
| UNITED | Medicare|All Plans | $100.51 | ↓ -88% |
| AETNA | Medicare|All Plans | $100.51 | ↓ -88% |
| BCBS | Medicare|All Plans | $100.51 | ↓ -88% |
| CIGNA HEALTHSPRING | Medicare|PPO | $101.52 | ↓ -88% |
| Wellpoint | Medicare|All Plans | $103.53 | ↓ -88% |
| SCANHealth | Medicare|All Plans | $107.55 | ↓ -87% |
| MD Save | Commercial|All Plans | $125.64 | ↓ -85% |
| BCBS-TX | Commercial|Blue Advantage HMO | $128.89 | ↓ -85% |
| UNITED | Medicaid|All Other Plans | $131.99 | ↓ -84% |
| SUPERIOR | Medicaid|STARPLUS | $131.99 | ↓ -84% |
| UNITED | Medicaid|CHIP | $131.99 | ↓ -84% |
| UNITED | Medicaid|STARKIDS | $131.99 | ↓ -84% |
| SUPERIOR | Medicaid|All Other Plans | $131.99 | ↓ -84% |
| UNITED | Medicaid|STAR | $131.99 | ↓ -84% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $134.63 | ↓ -84% |
| TCHP | Medicaid|All Plans | $134.67 | ↓ -84% |
| BCBS | Medicaid|All Plans | $138.59 | ↓ -84% |
| Wellpoint | Medicaid|STARPLUS | $138.71 | ↓ -84% |
| Wellpoint | Medicaid|All Other Plans | $138.71 | ↓ -84% |
| Wellpoint | Commercial|Exchange | $150.77 | ↓ -82% |
| Angelina County | Commercial|All Plans | $155.10 | ↓ -82% |
| SUPERIOR | Medicaid|STAR | $207.22 | ↓ -75% |
| Wellpoint | Medicaid|STAR | $218.17 | ↓ -74% |
| Entrust | Commercial|All Plans | $252.04 | ↓ -70% |
| Brookshire Brothers | Commercial|All Plans | $290.82 | ↓ -65% |
| UNITED | Medicaid|STARPLUS | $294.34 | ↓ -65% |
| BCBS-TX | Commercial|Blue Premier | $353.05 | ↓ -58% |
| BCBS-TX | Commercial|HMO | $370.98 | ↓ -56% |
| BCBS-TX | Commercial|PPO | $447.20 | ↓ -47% |
| United | Commercial|Exchange | $710.00 | ↓ -16% |
| United | Commercial|All Other Plans | $946.00 | ↑ +12% |
| Cigna | Commercial|All Plans | $1,103.00 | ↑ +31% |
| United | Commercial|PPO | $2,130.28 | ↑ +153% |
| Humana | Commercial|All Plans | $2,859.06 | ↑ +240% |
| Aetna | Commercial|All Plans | $3,531.78 | ↑ +320% |
| PHCS | Commercial|All Plans | $3,812.08 | ↑ +353% |
| Multiplan | Commercial|All Plans | $3,924.20 | ↑ +367% |
| Galaxy | Commercial|All Plans | $5,045.40 | ↑ +500% |
Visitor-reported prices
Comments
Abdominal CT scan (without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $4,079.16 | $522.29 – $522.29 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,177.28 | $99.77 – $2,721.60 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,670.28 | $141.23 – $2,505.42 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,116.45 | $99.77 – $2,645.57 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,177.28 | $99.77 – $2,721.60 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,670.28 | $99.77 – $2,505.42 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,670.28 | $104.75 – $2,505.42 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,116.45 | $99.77 – $3,174.68 |