3-d radiotherapy plan at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$1,514.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,096.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$788.02 with BCBS-TX vs $9,086.40 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS-TX | Commercial|Blue Advantage HMO | $788.02 | ↓ -48% |
| BCBS-TX | Commercial|Blue Premier | $1,002.68 | ↓ -34% |
| BCBS-TX | Commercial|HMO | $1,062.46 | ↓ -30% |
| BCBS-TX | Commercial|PPO | $1,220.07 | ↓ -19% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $1,293.31 | ↓ -15% |
| AETNA | Medicare|All Plans | $1,293.31 | ↓ -15% |
| UNITED | Medicare|All Plans | $1,293.31 | ↓ -15% |
| HUMANA | Medicare|All Plans | $1,293.31 | ↓ -15% |
| BCBS | Medicare|All Plans | $1,293.31 | ↓ -15% |
| CIGNA HEALTHSPRING | Medicare|PPO | $1,306.24 | ↓ -14% |
| Wellpoint | Medicare|All Plans | $1,332.11 | ↓ -12% |
| SCANHealth | Medicare|All Plans | $1,383.84 | ↓ -9% |
| MD Save | Commercial|All Plans | $1,616.64 | ↑ +7% |
| Wellpoint | Commercial|Exchange | $1,939.97 | ↑ +28% |
| Angelina County | Commercial|All Plans | $1,954.93 | ↑ +29% |
| United | Commercial|Exchange | $2,524.00 | ↑ +67% |
| Entrust | Commercial|All Plans | $3,176.76 | ↑ +110% |
| United | Commercial|All Other Plans | $3,230.72 | ↑ +113% |
| Brookshire Brothers | Commercial|All Plans | $3,665.49 | ↑ +142% |
| United | Commercial|PPO | $3,836.48 | ↑ +153% |
| Cigna | Commercial|All Plans | $4,153.00 | ↑ +174% |
| Humana | Commercial|All Plans | $5,148.96 | ↑ +240% |
| Aetna | Commercial|All Plans | $6,360.48 | ↑ +320% |
| PHCS | Commercial|All Plans | $6,865.28 | ↑ +353% |
| Multiplan | Commercial|All Plans | $7,067.20 | ↑ +367% |
| Galaxy | Commercial|All Plans | $9,086.40 | ↑ +500% |
Visitor-reported prices
Comments
3-d radiotherapy plan at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $5,482.48 | $423.90 – $6,853.10 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $5,482.19 | $1,059.75 – $8,223.28 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $5,002.69 | $1,000.54 – $6,253.36 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $5,482.48 | $260.86 – $6,853.10 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $5,482.19 | $1,290.72 – $8,223.28 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $5,482.19 | $2,832.46 – $8,223.28 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $5,002.69 | $1,059.75 – $7,504.03 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $5,482.48 | $423.90 – $6,853.10 |