Debridement subcutaneous tissue <= 20 sq cm at Covenant Specialty Hospital

3815 20th St, Lubbock, TX · Providence · · NPI 1013941780

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,640.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,906.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash

Visitor-reported prices

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Debridement subcutaneous tissue <= 20 sq cm at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $1,640.52 $334.13 – $7,034.24
Covenant Medical Center Lubbock $1,640.52 $339.77 – $6,330.82
Adventhealth Rollins Brook Lampasas $1,415.06 $399.39 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,011.76 $171.51 – $1,264.70
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,092.32 $71.00 – $1,638.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,231.11 $71.00 – $1,538.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,011.76 $171.51 – $1,264.70
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,092.32 $85.00 – $1,638.48

All Texas hospitals for this procedure →