Unsched dialysis esrd pt hos at Covenant Medical Center
3615 19th St, Lubbock, TX · Providence · · NPI 1972517365
$5,449.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$12,976.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$31.15 with Aetna vs $3,334.56 with Bcbs — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Preferred Other Commercial Plan | $31.15 | ↓ -99% |
| Aetna | Medicare Managed Care Plan | $689.44 | ↓ -87% |
| Superior Healthplan | Wellcare Medicare Managed Care Plan | $723.91 | ↓ -87% |
| Unitedhealthcare | Medicare Managed Care Plan | $727.36 | ↓ -87% |
| Bcbs | Blue Essentials Hmo | $2,182.50 | ↓ -60% |
| Bcbs | Par Traditional | $2,540.92 | ↓ -53% |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $3,142.55 | ↓ -42% |
| Bcbs | Ppo | $3,334.56 | ↓ -39% |
Visitor-reported prices
Comments
Unsched dialysis esrd pt hos at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $5,449.92 | $2,182.50 – $2,182.50 |
| Covenant Specialty Hospital | Lubbock | $5,449.92 | not published |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $789.50 | $263.17 – $1,731.11 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $1,951.63 | $552.96 – $2,439.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY | Frisco | $1,951.63 | $654.97 – $2,439.53 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $1,748.01 | $437.00 – $2,622.01 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - DENTON | Denton | $1,951.63 | $357.80 – $2,439.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $789.50 | $144.74 – $1,932.89 |