Ins cath ren art 1st uni at Covenant Medical Center
3615 19th St, Lubbock, TX · Providence · · NPI 1972517365
$7,442.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$17,721.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$2,875.00 with Aetna vs $10,128.00 with Unitedhealthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | New Business Tier 1 Other Commercial Plan | $2,875.00 | ↓ -61% |
| Scott And White | Individual Bsw Premier Exchange | $3,072.52 | ↓ -59% |
| Aetna | Medicare Managed Care Plan | $3,171.87 | ↓ -57% |
| Superior Healthplan | Wellcare Medicare Managed Care Plan | $3,330.46 | ↓ -55% |
| Unitedhealthcare | Medicare Managed Care Plan | $3,346.32 | ↓ -55% |
| Scott And White | Group Bsw Premier/Covenant Preferred Other Commercial Plan | $3,716.71 | ↓ -50% |
| Bcbs | Blue Essentials Hmo | $4,240.06 | ↓ -43% |
| Aetna | All Commercial Plans | $4,566.00 | ↓ -39% |
| Aetna | Preferred Other Commercial Plan | $4,573.00 | ↓ -39% |
| Bcbs | Par Traditional | $4,905.17 | ↓ -34% |
| Scott And White | Group Bsw Plus All Commercial Plans | $5,089.89 | ↓ -32% |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $5,625.70 | ↓ -24% |
| Bcbs | Ppo | $5,875.11 | ↓ -21% |
| Unitedhealthcare | All Commercial Plans | $10,128.00 | ↑ +36% |
Visitor-reported prices
Comments
Ins cath ren art 1st uni at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $7,442.82 | $3,021.50 – $5,902.83 |
| Covenant Specialty Hospital | Lubbock | $7,442.82 | not published |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $4,879.64 | $1,382.56 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $4,667.63 | $71.00 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $7,640.49 | $71.00 – $9,550.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $4,879.64 | $1,301.24 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $4,667.63 | $85.00 – $7,896.23 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $4,667.63 | $2,411.61 – $7,896.23 |