Incision of burn scab initi at Covenant Medical Center

3615 19th St, Lubbock, TX · Providence · · NPI 1972517365

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$525.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,251.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$339.77 with Scott And White vs $6,330.82 with Capstar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Scott And White Individual Bsw Premier Exchange $339.77 ↓ -35%
Aetna Medicare Managed Care Plan $408.37 ↓ -22%
Scott And White Group Bsw Premier/Covenant Preferred Other Commercial Plan $411.01 ↓ -22%
Superior Healthplan Wellcare Medicare Managed Care Plan $428.79 ↓ -18%
Unitedhealthcare Medicare Managed Care Plan $430.83 ↓ -18%
Bcbs Blue Essentials Hmo $488.85 ↓ -7%
Scott And White Group Bsw Plus All Commercial Plans $562.86 ↑ +7%
Bcbs Par Traditional $565.53 ↑ +8%
Bcbs Ers Blue Essentials For Healthselect Members Hmo $648.61 ↑ +23%
Bcbs Ppo $677.36 ↑ +29%
Aetna Preferred Other Commercial Plan $1,125.38 ↑ +114%
Unitedhealthcare All Commercial Plans $2,688.00 ↑ +412%
Aetna New Business Tier 1 Other Commercial Plan $2,875.00 ↑ +447%
Covenant Preferred All Commercial Plans $3,218.00 ↑ +512%
Aetna All Commercial Plans $4,566.00 ↑ +769%
Capstar All Commercial Plans $6,330.82 ↑ +1105%

Visitor-reported prices

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Incision of burn scab initi at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $525.42 $334.13 – $7,034.24
Covenant Specialty Hospital Lubbock $525.42 not published
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $693.60 $143.08 – $987.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $428.33 $71.00 – $987.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $428.33 $71.00 – $987.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $693.60 $143.08 – $987.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $428.33 $85.00 – $987.79
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $428.33 $143.08 – $987.79

All Texas hospitals for this procedure →