Exam of vagina w/scope 57420 at Covenant Medical Center

3615 19th St, Lubbock, TX · Providence · · NPI 1972517365

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$97.86

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$233.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.36 with Scott And White vs $2,994.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Scott And White Individual Bsw Premier Exchange $64.36 ↓ -34%
Scott And White Group Bsw Premier/Covenant Preferred Other Commercial Plan $77.85 ↓ -20%
Bcbs Blue Essentials Hmo $96.63 ↓ -1%
Scott And White Group Bsw Plus All Commercial Plans $106.62 ↑ +9%
Bcbs Par Traditional $111.79 ↑ +14%
Bcbs Ers Blue Essentials For Healthselect Members Hmo $128.21 ↑ +31%
Bcbs Ppo $133.90 ↑ +37%
Aetna Medicare Managed Care Plan $306.12 ↑ +213%
Superior Healthplan Wellcare Medicare Managed Care Plan $321.42 ↑ +228%
Unitedhealthcare Medicare Managed Care Plan $322.95 ↑ +230%
Aetna Preferred Other Commercial Plan $699.99 ↑ +615%
Aetna New Business Tier 1 Other Commercial Plan $1,553.00 ↑ +1487%
Aetna All Commercial Plans $2,467.00 ↑ +2421%
Cigna Oap $2,681.00 ↑ +2640%
Unitedhealthcare All Commercial Plans $2,688.00 ↑ +2647%
Cigna New Buisness Other Commercial Plan $2,994.00 ↑ +2959%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exam of vagina w/scope 57420 at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $97.86 $63.29 – $2,444.00
Covenant Specialty Hospital Lubbock $97.86 not published
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $841.88 $61.91 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $758.98 $57.86 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $841.88 $61.91 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $841.88 $57.86 – $1,262.83
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $758.98 $57.86 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $841.88 $57.86 – $2,975.00

All Texas hospitals for this procedure →