Diagnostic anoscopy at Covenant Medical Center
3615 19th St, Lubbock, TX · Providence · · NPI 1972517365
$190.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$454.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$158.10 with Scott And White vs $2,994.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Scott And White | Individual Bsw Premier Exchange | $158.10 | ↓ -17% |
| Bcbs | Blue Essentials Hmo | $166.82 | ↓ -13% |
| Scott And White | Group Bsw Premier/Covenant Preferred Other Commercial Plan | $191.25 | ↑ +0% |
| Bcbs | Par Traditional | $192.98 | ↑ +1% |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $221.33 | ↑ +16% |
| Bcbs | Ppo | $231.14 | ↑ +21% |
| Scott And White | Group Bsw Plus All Commercial Plans | $261.91 | ↑ +37% |
| Aetna | Medicare Managed Care Plan | $448.76 | ↑ +135% |
| Superior Healthplan | Wellcare Medicare Managed Care Plan | $471.20 | ↑ +147% |
| Unitedhealthcare | Medicare Managed Care Plan | $473.44 | ↑ +148% |
| Aetna | New Business Tier 1 Other Commercial Plan | $1,553.00 | ↑ +714% |
| Aetna | All Commercial Plans | $2,467.00 | ↑ +1194% |
| Aetna | Preferred Other Commercial Plan | $2,471.00 | ↑ +1196% |
| Cigna | Oap | $2,681.00 | ↑ +1306% |
| Unitedhealthcare | All Commercial Plans | $2,688.00 | ↑ +1310% |
| Cigna | New Buisness Other Commercial Plan | $2,994.00 | ↑ +1470% |
Visitor-reported prices
Comments
Diagnostic anoscopy at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $190.68 | $155.48 – $2,444.00 |
| Covenant Specialty Hospital | Lubbock | $190.68 | not published |
| Covenant Hospital Plainview | Plainview | $134.82 | $219.15 – $473.44 |
| Covenant Hospital Levelland | Levelland | $134.40 | $390.33 – $559.85 |
| Adventhealth Rollins Brook | Lampasas | not published | $136.29 – $4,826.69 |
| HCA HOUSTON CLEAR LAKE | FRIENDSWOOD | not published | $174.45 – $174.45 |
| HCA HOUSTON MEDICAL CENTER | Houston | not published | $223.51 – $223.51 |
| HCA HOUSTON CONROE | CONROE | not published | $189.71 – $451.00 |