Crtj pericardial window/prtl resecj w/drg/bx at Covenant Medical Center

3615 19th St, Lubbock, TX · Providence · · NPI 1972517365

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$911.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,170.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$997.32 with Scott And White vs $4,875.95 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Scott And White Individual Bsw Premier Exchange $997.32 ↑ +9%
Scott And White Group Bsw Premier/Covenant Preferred Other Commercial Plan $1,206.42 ↑ +32%
Bcbs Blue Essentials Hmo $1,269.32 ↑ +39%
Bcbs Par Traditional $1,468.43 ↑ +61%
Scott And White Group Bsw Plus All Commercial Plans $1,652.14 ↑ +81%
Bcbs Ers Blue Essentials For Healthselect Members Hmo $1,684.13 ↑ +85%
Bcbs Ppo $1,758.79 ↑ +93%
Unitedhealthcare All Commercial Plans $4,554.00 ↑ +400%
Aetna Preferred Other Commercial Plan $4,875.95 ↑ +435%

Visitor-reported prices

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Crtj pericardial window/prtl resecj w/drg/bx at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Specialty Hospital Lubbock $911.40 not published
Covenant Children's Hospital Lubbock not published $980.75 – $1,767.09
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,161.89 $895.87 – $6,299.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,649.05 $545.26 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,522.88 $504.58 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,161.89 $843.17 – $7,038.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,649.05 $850.35 – $5,388.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,649.05 $1,368.68 – $3,973.58

All Texas hospitals for this procedure →