Cltx thigh fx w/mnpj at Covenant Medical Center
3615 19th St, Lubbock, TX · Providence · · NPI 1972517365
$120.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$288.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$666.74 with Scott And White vs $10,128.00 with Unitedhealthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Scott And White | Individual Bsw Premier Exchange | $666.74 | ↑ +451% |
| Scott And White | Group Bsw Premier/Covenant Preferred Other Commercial Plan | $806.53 | ↑ +567% |
| Bcbs | Blue Essentials Hmo | $853.57 | ↑ +606% |
| Bcbs | Par Traditional | $987.47 | ↑ +716% |
| Scott And White | Group Bsw Plus All Commercial Plans | $1,104.51 | ↑ +813% |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $1,132.52 | ↑ +836% |
| Bcbs | Ppo | $1,182.73 | ↑ +878% |
| Aetna | New Business Tier 1 Other Commercial Plan | $1,553.00 | ↑ +1184% |
| Aetna | Medicare Managed Care Plan | $1,615.32 | ↑ +1235% |
| Superior Healthplan | Wellcare Medicare Managed Care Plan | $1,696.09 | ↑ +1302% |
| Unitedhealthcare | Medicare Managed Care Plan | $1,704.16 | ↑ +1309% |
| Aetna | All Commercial Plans | $2,467.00 | ↑ +1940% |
| Aetna | Preferred Other Commercial Plan | $2,471.00 | ↑ +1943% |
| Unitedhealthcare | All Commercial Plans | $10,128.00 | ↑ +8273% |
Visitor-reported prices
Comments
Cltx thigh fx w/mnpj at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $3,503.71 | $992.72 – $4,379.64 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $989.98 | $203.77 – $1,484.96 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $989.98 | $198.00 – $1,696.09 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $3,503.71 | $934.32 – $4,379.64 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $989.98 | $317.78 – $2,414.90 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $989.98 | $511.49 – $1,484.96 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $989.98 | $329.99 – $2,414.90 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $3,503.71 | $934.32 – $4,379.64 |