Clsd tx/dis phalan fx without manip/ea 26750 at Covenant Medical Center

3615 19th St, Lubbock, TX · Providence · · NPI 1972517365

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$444.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,058.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$111.18 with Scott And White vs $2,688.00 with Unitedhealthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Scott And White Individual Bsw Premier Exchange $111.18 ↓ -75%
Scott And White Group Bsw Premier/Covenant Preferred Other Commercial Plan $134.50 ↓ -70%
Bcbs Blue Essentials Hmo $166.71 ↓ -62%
Scott And White Group Bsw Plus All Commercial Plans $184.18 ↓ -59%
Bcbs Par Traditional $192.86 ↓ -57%
Bcbs Ers Blue Essentials For Healthselect Members Hmo $221.19 ↓ -50%
Bcbs Ppo $231.00 ↓ -48%
Aetna Medicare Managed Care Plan $247.79 ↓ -44%
Superior Healthplan Wellcare Medicare Managed Care Plan $260.18 ↓ -41%
Unitedhealthcare Medicare Managed Care Plan $261.42 ↓ -41%
Aetna Preferred Other Commercial Plan $1,084.62 ↑ +144%
Unitedhealthcare All Commercial Plans $2,688.00 ↑ +505%

Visitor-reported prices

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Clsd tx/dis phalan fx without manip/ea 26750 at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $444.36 $109.34 – $232.08
Covenant Specialty Hospital Lubbock $444.36 not published
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $426.82 $85.32 – $584.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $517.10 $71.00 – $775.65
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $470.08 $71.00 – $587.60
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $426.82 $85.32 – $584.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $517.10 $85.00 – $775.65
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $517.10 $85.32 – $775.65

All Texas hospitals for this procedure →