Car seat/bed test additional 30 minutes at Covenant Medical Center

3615 19th St, Lubbock, TX · Providence · · NPI 1972517365

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$14.28

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$34.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.50 with Bcbs vs $92.55 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Blue Essentials Hmo $29.50 ↑ +107%
Bcbs Par Traditional $34.34 ↑ +140%
Bcbs Ers Blue Essentials For Healthselect Members Hmo $42.47 ↑ +197%
Bcbs Ppo $45.07 ↑ +216%
Aetna Preferred Other Commercial Plan $92.55 ↑ +548%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Car seat/bed test additional 30 minutes at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $14.28 $29.50 – $29.50
Covenant Specialty Hospital Lubbock $14.28 not published
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $170.72 $26.56 – $241.86
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $185.68 $26.12 – $278.52
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $172.69 $26.12 – $215.86
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $170.72 $20.24 – $241.86
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $185.68 $31.92 – $278.52
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $185.68 $95.94 – $278.52

All Texas hospitals for this procedure →