Arthrp w/prostc lunate at Covenant Medical Center
3615 19th St, Lubbock, TX · Providence · · NPI 1972517365
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,750.00 with Phcs vs $25,229.51 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Phcs | All Commercial Plans | $2,750.00 | — |
| Aetna | New Business Tier 1 Other Commercial Plan | $4,272.00 | — |
| Aetna | Preferred Other Commercial Plan | $4,670.84 | — |
| Aetna | All Commercial Plans | $6,782.00 | — |
| Cigna | Oap | $7,379.00 | — |
| Covenant Preferred | All Commercial Plans | $8,139.00 | — |
| Cigna | New Buisness Other Commercial Plan | $8,238.00 | — |
| Scott And White | Individual Bsw Premier Exchange | $12,268.85 | — |
| Aetna | Medicare Managed Care Plan | $12,897.19 | — |
| Unitedhealthcare | All Commercial Plans | $13,293.00 | — |
| Superior Healthplan | Wellcare Medicare Managed Care Plan | $13,542.04 | — |
| Unitedhealthcare | Medicare Managed Care Plan | $13,606.53 | — |
| Scott And White | Group Bsw Premier/Covenant Preferred Other Commercial Plan | $14,841.19 | — |
| Capstar | All Commercial Plans | $16,010.38 | — |
| Bcbs | Blue Essentials Hmo | $18,208.09 | — |
| Scott And White | Group Bsw Plus All Commercial Plans | $20,324.41 | — |
| Bcbs | Par Traditional | $21,064.26 | — |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $24,158.44 | — |
| Bcbs | Ppo | $25,229.51 | — |
Visitor-reported prices
Comments
Arthrp w/prostc lunate at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | not published | $2,750.00 – $25,348.51 |
| Adventhealth Rollins Brook | Lampasas | not published | $8,715.36 – $14,875.89 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | not published | $3,879.00 – $32,603.53 |
| HCA HOUSTON CLEAR LAKE | FRIENDSWOOD | not published | $7,326.19 – $19,041.14 |
| HCA HOUSTON MEDICAL CENTER | Houston | not published | $8,021.73 – $24,396.46 |
| HCA HOUSTON CONROE | CONROE | not published | $7,326.19 – $20,707.24 |
| HCA HOUSTON KINGWOOD | HUMBLE | not published | $7,326.19 – $21,183.26 |
| HCA HOUSTON NORTHWEST | SPRING | not published | $8,021.73 – $21,183.26 |