Albumin (human), 5%, 250 ml at Covenant Medical Center
3615 19th St, Lubbock, TX · Providence · · NPI 1972517365
$956.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,276.47
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$53.08 with Aetna vs $327.43 with Scott And White — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $53.08 | ↓ -94% |
| Superior Healthplan | Wellcare Medicare Managed Care Plan | $55.73 | ↓ -94% |
| Unitedhealthcare | Medicare Managed Care Plan | $56.00 | ↓ -94% |
| Cigna | New Buisness Other Commercial Plan | $185.77 | ↓ -81% |
| Cigna | Oap | $185.77 | ↓ -81% |
| Unitedhealthcare | All Commercial Plans | $201.70 | ↓ -79% |
| Bcbs | Ers Blue Essentials For Healthselect Members Hmo | $232.67 | ↓ -76% |
| Bcbs | Par Traditional | $232.67 | ↓ -76% |
| Bcbs | Blue Essentials Hmo | $232.67 | ↓ -76% |
| Bcbs | Ppo | $235.15 | ↓ -75% |
| Scott And White | Individual Bsw Premier Exchange | $270.68 | ↓ -72% |
| Aetna | Preferred Other Commercial Plan | $292.46 | ↓ -69% |
| Scott And White | Group Bsw Premier/Covenant Preferred Other Commercial Plan | $327.43 | ↓ -66% |
Visitor-reported prices
Comments
Albumin (human), 5%, 250 ml at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $1,070.13 | $185.77 – $248.39 |
| Adventhealth Rollins Brook | Lampasas | $1,229.57 | $239.51 – $4,826.69 |
| HCA HOUSTON CLEAR LAKE | FRIENDSWOOD | $145.15 | $52.45 – $510.86 |
| HCA HOUSTON CONROE | CONROE | $2,717.27 | $52.45 – $510.86 |
| HCA HOUSTON KINGWOOD | HUMBLE | $1,587.43 | $52.45 – $510.86 |
| St. Joseph Health Madison Hospital | Madisonville | $18.20 | $4.21 – $33.00 |
| HCA HOUSTON PEARLAND | Pearland | $2,269.56 | $52.45 – $510.86 |
| St. Joseph Health College Station Hospital | College Station | $18.20 | $5.61 – $33.00 |