Low cost skin substitute app at Covenant Children's Hospital

4015 22nd Pl, Lubbock, TX · Providence · · NPI 1437171568

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$818.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,949.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$507.58 with Scott And White vs $6,149.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Scott And White Individual Bsw Premier Exchange $507.58 ↓ -38%
Scott And White Group Bsw Premier/Covenant Preferred Other Commercial Plan $614.00 ↓ -25%
Scott And White Group Bsw Plus All Commercial Plans $886.76 ↑ +8%
Bcbs Ers Blue Essentials For Healthselect Members Hmo $1,058.65 ↑ +29%
Bcbs Blue Essentials Hmo $1,058.65 ↑ +29%
Bcbs Par Traditional $1,058.65 ↑ +29%
Bcbs Ppo $1,252.49 ↑ +53%
Aetna New Business Tier 1 Other Commercial Plan $4,524.00 ↑ +453%
Aetna Preferred Other Commercial Plan $5,563.00 ↑ +580%
Aetna All Commercial Plans $6,149.00 ↑ +651%

Visitor-reported prices

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Low cost skin substitute app at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Medical Center Lubbock $818.58 $516.15 – $2,875.00
Covenant Specialty Hospital Lubbock $818.58 not published
St. Luke's Health - Patients Medical Center Pasadena $288.05 $54.73 – $617.25
Baylor St Luke's Medical Center Houston $518.00 $100.00 – $1,480.00
St. Joseph Health Madison Hospital Madisonville $140.88 $102.56 – $805.00
St. Luke's Health Memorial Lufkin Lufkin $393.75 $525.00 – $2,362.50
St. Luke's Health - Springwoods Village Hospital Spring $518.00 $90.00 – $1,480.00
St. Luke's Health - Sugar Land Hospital Sugar Land $518.00 $90.00 – $1,480.00

All Texas hospitals for this procedure →