Colposcopy vulva 56820 at Covenant Children's Hospital

4015 22nd Pl, Lubbock, TX · Providence · · NPI 1437171568

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$250.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$597.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.18 with Scott And White vs $3,322.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Scott And White Individual Bsw Premier Exchange $61.18 ↓ -76%
Scott And White Group Bsw Premier/Covenant Preferred Other Commercial Plan $74.00 ↓ -70%
Scott And White Group Bsw Plus All Commercial Plans $106.88 ↓ -57%
Bcbs Ers Blue Essentials For Healthselect Members Hmo $129.91 ↓ -48%
Bcbs Blue Essentials Hmo $129.91 ↓ -48%
Bcbs Par Traditional $129.91 ↓ -48%
Bcbs Ppo $153.69 ↓ -39%
Aetna New Business Tier 1 Other Commercial Plan $2,444.00 ↑ +875%
Aetna Preferred Other Commercial Plan $3,006.00 ↑ +1099%
Aetna All Commercial Plans $3,322.00 ↑ +1225%

Visitor-reported prices

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Colposcopy vulva 56820 at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Medical Center Lubbock $250.74 $62.21 – $214.26
Covenant Specialty Hospital Lubbock $250.74 not published
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $90.00 $54.00 – $493.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $139.00 $18.52 – $493.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $386.44 $54.57 – $493.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $90.00 $55.10 – $493.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $139.00 $54.57 – $493.64
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $139.00 $55.10 – $493.64

All Texas hospitals for this procedure →